The purpose of an emergency fund is to help you manage disasters, and this past year was chock-full of them. So if your savings are gone, 1) You are not alone.
It can be rough starting over and hard to know where to begin. So here are a few ways to beef up your savings for whatever 2021 has in store.
FYI, experts recommend having an emergency fund that can cover three to six months of your expenses so that when life throws you curveballs, you can pay for surprise bills without going into debt. And if that sounds like a lot of money (because it is), for now just focus on reaching a smaller savings goal that's achievable for you, and you can reassess when you get there.