In the world of ambient stress, there are few things that top credit card debt.
Recently, I made the decision to finally pay off the proverbial red number that's been growing since my early 20s. And at the end of last year, I was finally able to pay off my entire credit card balance!
Here are the best budgeting tips I have adopted to keep expenses low.
I've also included the habits that I've seen the most financially-savvy people in my life live by.
In general, it's a good rule of thumb to focus on your three biggest expense buckets. For most people, that's food, transportation, and housing. (You'll notice that a good number of my own tips have to do with food!)