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    15 Financial Tips And Tricks I Learned From Self-Made Millionaire Graham Stephan

    My wallet sincerely thanks you, Graham.

    Like most people, I didn't grow up knowing much about money. It wasn't until my mid-twenties that I decided to get serious about financial literacy. I did what any millennial would do and turned to YouTube, where I found Graham Stephan. And his videos honestly changed my life!

    Graham smiling

    For those of you who don't know, Graham is one of the most popular finance guys on YouTube. He's got over 3.3 million subscribers! He didn't get into college after high school, so he went into real estate. Then, he began making personal finance videos and started raking in the money. He became a self-made millionaire at just 26!

    Graham smiling

    So here all the best tips I've learned from Graham's videos:

    Note: Graham is not a financial advisor, and I'm not either! This is just stuff that has worked for him over the years that I've successfully applied to my own personal finance journey.

    1. I always track my spending.

    Person on a budget program on their laptop

    2. I pay myself first.

    Person putting money in their pocket

    3. I keep my emergency fund in a high-yield savings account.

    Woman holding a stack of cash

    4. I paid off all my bad debt.

    The word "debt" being erased

    5. I opened a Roth IRA.

    Picnic basket with fruit and bread

    6. I never get Starbucks.

    Starbucks cups

    7. I use my credit cards as often as possible.

    Man holding out credit cards

    8. I never buy designer clothes.

    Woman looking at shoes in a department store

    9. I try to be smart at restaurants.

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    10. I have multiple sources of income.

    Person holding out cash.

    11. I don't try to time the market.

    Numbers and percentages associated with stocks, and green and red arrows

    12. I invest windfalls.

    Person opening a gift with money inside

    13. I try to care of my body now to save money in the future.

    Woman exercising at the gym

    14. I avoid lifestyle inflation.

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    15. And finally, I aim for FIRE.

    People relaxing in chairs on the beach

    If you want more financial tips and tricks, check out Graham Stephan's YouTube Channel here!