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After I opened my first credit card in my early twenties, I ~thought~ I had everything under control. I used it just once, to buy a new laptop after my old one finally died. But because I only paid the minimum each month, two years later I still owed basically the same amount and felt totally trapped.
So here are 21 things everyone in their twenties should know about credit cards:
BTW, don't feel bad if some of this stuff is new to you! You're definitely not alone. I've totally been there, and learning more about credit cards was the first step that helped me get my debt situation under control.