9."Buy in big packages or in bulk/on sale, but also put stuff in smaller containers to use. Like dish soap, shampoo, laundry detergent, etc. You can 'lower' the price of most things 50% basically just by tricking yourself into using less and extending the amount of time each bulk package covers."
10.“'10% of all you earn is yours to keep,' said the richest man in Babylon. After I read this, I started transferring 10% to another bank account. Doesn’t seem like much when you start, but it starts adding up over time."
11."Don't buy the cheapest option. Buy a couple of steps above it. The cheapest washing machine will last you three years and then you have to buy a new one. Just wait for a special offer, Black Friday or some sort of clearance, and get the last year's model for a discount price."
12."Keep almost all your money in an account that's not connected to your card, but you can easily transfer from. Keep only enough to cover small expenses, like a coffee, or small grocery store trip in the account that's connected to your card. Every time you buy something that costs more than $20 or so, you'll need to take an extra step in transferring the money for it, and also have to look at your account balance to better gauge whether it's really worth it. This stops nearly all impulse buying for me, other than small items."
13."Buy from restaurant supply stores. Some are open to the public. You can get everything from dishware to appliances at about 30 to 50% off the cost of a premium cooking store. Lots of good knives as well."
15."Stop using cash, and absolutely stop using debit. Get a credit card. Pay it off completely every month. Going out for drinks with friends? Instead of everyone splitting it on their debit cards, have your friends all Venmo you what they owe, then put the full bill on your credit card. Then pay the bill off, by transferring the money in your Venmo to your checking account. It's literally free money. Whether you get 1–3% cash back or airline points or rewards."