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How Shit With Money Are You Actually?

You're probably not as bad as you think.

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  1. Do you have any savings?
    Correct
    Incorrect
    No, I don't have any money to save
    Correct
    Incorrect
    I really should, but somehow it just never happens
    Correct
    Incorrect
    Yes, I always prioritise saving money before I spend any
    Correct
    Incorrect
    I do save money but sporadically and randomly
  2. Do you have any credit cards?
    Correct
    Incorrect
    Yes, and I pay them back in full every month
    Correct
    Incorrect
    Yes, and I don't pay them back
    Correct
    Incorrect
    I have one for emergencies only
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    Incorrect
    No, I don't trust myself with credit
  3. How often do you check your bank account?
    Correct
    Incorrect
    Only once my card is declined
    Correct
    Incorrect
    On a regular basis on my phone
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    Incorrect
    I have an app that sends me notifications without me needing to check
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    Sporadically if I'm near an ATM
  4. What do you do the moment you get paid?
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    Incorrect
    Treat myself to something
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    Incorrect
    Put money aside I know I'll need for bills or savings
  5. What do you do when you're running out of money?
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    Incorrect
    Ignore it until I hit my overdraft
    Correct
    Incorrect
    Panic and live like a pauper until I get paid again
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    Incorrect
    I won't panic, but I'll cut down my expenditure
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    Incorrect
    I plan ahead so I don't run out of money
  6. Do you know your credit score?
    Correct
    Incorrect
    No, does anyone?
    Correct
    Incorrect
    Yes, and it's pretty good
    Correct
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    Yes, and it's not great
  7. There's a really pricey pair of shoes you really want to buy. You have enough money in your bank account, but only just. What do you do?
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    I can go without
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    Incorrect
    I buy them on my credit card
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    I buy them and live off ramen for the rest of the time
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    I save up for them for a few weeks and then buy them
  8. Do you know how much you pay in bills monthly?
    Correct
    Incorrect
    Yes, I have a budget
    Correct
    Incorrect
    Roughly
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    No, bills always come as a surprise
  9. If someone lends you money, when do you pay them back?
    Correct
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    I'm not proud of it, but sometimes never
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    As soon as I have the money
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    Incorrect
    Only once they remind me
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    Incorrect
    I never borrow money
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