Paying for things in cash has helped me really think about how much I'm spending, and where the money is coming from. I also like saving up for a little something fun by keeping the change in a good old-fashioned piggy bank!
I think I has to do with the Policies set in place by No Child Left Behind, which make it almost impossible to hold a kid back a grade anymore. You always have to give them a D instead of an F so that you can just pass them along to the next grade instead of trying again. That's real…Â
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