Quiz

BuzzFeed Staff

BuzzFeed

If you spend money, you definitely have a budgeting personality that fits your habits.

There Are 4 Budgeting Personalities And It's Time To Find Out Which One You Are

Budgeting Personality Type Quiz: Which One Are You?

We Know Your Budgeting Personality Based On Your Answers To These 7 Questions

First question: Have you ever tried creating a budget before?

When you hear the word "budget," what comes to mind?

How do you feel about tracking your spending?

Which of these budgets seems most appealing to you?

Lastly, what's the most important thing to you when it comes to your financial future?

You like to lay out a monthly plan for your money — and follow it to a tee. Spreadsheets are your best friend, and you don't hesitate to give every. Single. Dollar. A job. Knowing exactly how much is coming in and how much is going out gives you a sense of security. Maybe you once thought that budgeting is too restrictive, but now you've realized that it can actually give you \*more\* freedom to choose how you want to spend and save your money. Especially since budgeting can help you plan for buying the things you \*love\* so you don't have to [feel guilty for treating yourself!](https://www.buzzfeed.com/jasminsuknanan/things-thatll-help-you-not-feel-guilty-for-spending-money)

The Strict Budgeter

You love the sense of organization that comes with knowing how much you have to spend on rent, bills, groceries, and other expenses. But that doesn't mean you \*always\* make a budget! You don't like being blind-sided by large purchases or emergencies, so you're most likely to take your budget seriously when you have to look ahead to future expenses. Got a big trip in three months? You're probably already divvying up your cash into savings so you can afford it. At the same time, you may also feel like your system still has room for improvement — being aware of some [common money mistakes](https://www.buzzfeed.com/meganeliscomb/common-money-mistakes-to-avoid) may be just what you need to take your money management to the next level.

The Conscious Planner

You've probably tried your hand at budgeting in the past, and it didn't work out so well. Or maybe you just \*know\* that having to follow a defined plan for your money just isn't for you. You likely handle your money best when you can take a more relaxed approach to managing your expenses. But taking a relaxed approach doesn't mean you're inherently "bad" with budgeting! In fact, budgeting methods like the cash envelope system can be a game-changer for you — it feels less restricting than a spreadsheet, and the only "rule" is that you just spend the money that's in each envelope. Not to worry: There are even more effective [ways to help you manage your money](https://www.buzzfeed.com/charisbarg/how-to-stick-to-a-budget)!

The Mellow Money Manager

You've kinda already decided that budgeting is \*not\* your best friend. In fact, the idea of looking at your bank account balance or tracking your spending may sound stressful. While there are certainly budgets out there that \*can\* be very elaborate and complex, they don't all have to be! Think of budgeting as a \*personalized\* experience that looks the way _you_ want it to look. As a jumping-off point, you might consider a few [simpler ways to plan your spending](https://www.buzzfeed.com/jasminsuknanan/easy-budgeting-methods).

The Reluctant Budgeter

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There Are 4 Budgeting Personalities And It's Time To Find Out Which One You Are

What's your budgeting personality type? Share your result in the comments below! And don't forget to check out some of our other personal finance posts.

There Are 4 Budgeting Personalities And It's Time To Find Out Which One You Are

What's your budgeting personality type? Share your result in the comments below! And don't forget to check out some of our other personal finance posts.

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