If the idea of creating a budget, investing your money wisely, and paying your bills on time is an exhausting one (wait...I’m supposed to be doing all three at once?!), you’re not alone — especially if you’re a millennial without a ton of expendable income who’s slowly chipping away at student-loan debt.
But with some careful planning, thinking about your finances doesn’t have to be nightmare-inducing. Here’s what you can do right now to make the most of the cash you’re working with.
1.If you have to choose, tackle credit card debt before student loans.