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21 Clever Ways To Spend Less Money This Month

Low-impact investments that won't infringe upon your top-shelf living.

1. Download apps to score free food and discounts from your favorite restaurants where you already spend your money like Shake Shack, Chilis, and Panera.

2. Touch up between pro shoe shines with a shoe-shine sponge that costs as much as a latte.

3. Plan a President's Day trip, (and other 2017 vacations), around the National Park Service's free days to explore educational locales like the Lincoln Boyhood National Memorial and Theodore Roosevelt National Park. P.S. Canada's doing it, too!

4. Disappear on your dry cleaner with a pack of Woolite sheets that'll do the same gentle-but-thorough work at home.

5. Shop traditional Valentine's Day gifts -- like lingerie, flowers, and chocolates -- strategically for the best discounts.

6. Take advantage of Super Bowl sales for upgrading your home appliances like TVs, speakers, and, (apparently), kegerators.

7. Go meatless for a week — here's looking at you, black bean and spinach tacos — and rake in the savings on your grocery bill.

8. Study the return policy before you make a purchase, double check your item isn't final sale, leave the tags on everything until you wear it, and make a point of returning items on time.

9. Put your dumb ex's passwords, (which are free for you), to good use by watching most things under the sun with a Fire TV Stick.

10. Quit throwing away your money at the drugstore at $3 a pop for fresh hair ties and commit to Hair Tie Society, a dirt-cheap monthly subscription of new hair ties and bobby pins.

11. Avoid the "Gender Tax" by buying stuff that isn't pink. Aka, you don't have to get that pink scooter just because it's Valentine's Day.

12. Squeeze out every last drop of toothpaste, expensive hair products, and other costly stuff in tubes with a tube squeezer.

13. Adapt some no-spending tips from a financial journalist who didn't spend money for a year and saved £22,000 as a result.

14. Download the Honey Chrome extension as a lazy way to add coupon codes to your shopping cart.

15. Salvage your clothes and make minor repairs, like a fallen hem or a small hole, with no-sew fabric glue.

16. Learn how to chop fruits and veggies to sidestep small grocery store markups on pre-cut produce.

17. Compare rates on things like credit cards, mortgages, and car insurance on NerdWallet before you make a big financial decision.

18. Set up an Amazon subscription for toilet paper so you won't be left empty handed sitting on the toilet, or after you pay exorbitant drug-store prices in a time crunch.

19. Eliminate waste and become BFFs with your ice cube tray when it comes to freezing leftovers. That goes for pizza sauce, wine, herbs in olive oil, and lots of other yummy concoctions.

20. Switch to a Diva cup to curb the flow of money spent on your monthly period.

21. And get inspired to create some additional income with the Side Hustle School podcast. Each daily 10-minute episode breaks down how a real-life person started a side hustle.

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