13 Lies You Believe Until You Examine Your Finances
Budgeting is for the brave.
Lie: You drink a moderate, reasonable amount.
Lie: You only take cabs when absolutely necessary. Maybe once or twice a month?
Lie: Once the grace period passes it won't even be an issue — of course you'll be able to afford your student loan payments!
Lie: But once you start making payments, at least you'll be making a real dent in those loans.
Lie: If you order the cheapest items off the menu, it's totally fine to get delivery.
Lie: You'll remember to cancel that subscription before your free trial ends.
Lie: You'll only use an out-of-bank ATM in case of emergency.
Lie: You indulge every now and then, but for the most part you maintain a healthy diet.
Lie: You've got plenty of time to start saving for retirement.
Lie: This is the month you're going to sign up for a gym membership.
Lie: It can't be that much worse getting Starbucks every day instead of brewing coffee yourself.
Lie: You can't even remember the last time you splurged on new shoes/clothes/gadgets.
Lie: You're a grown-up now!
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