How Different Would Your Net Worth Would Be If You Invested In Apple Instead Of A Child?

Ever wondered how different your financial situation would be if you invested in Apple stock instead of your child? Fortunately, there’s a website for that. On the appropriately named whatifiboughtappleinstead.com, just enter a few details and you'll get your answer.

Simply select the month and year of birth, whether your family is upper / middle / lower income and you also have the option for adding in a college contribution if you helped out there too. The calculator will then estimate the value in Apple stock today had you spent 18 years accumulating Apple instead.

For example, a child born in January 1981 to a family earning more than $111,000 a year would be a whopping $33.8 million richer had they invested in Apple instead. So next time Junior lets you down, just think to yourself how much richer you could be.