Now that the first open enrollment period under the Affordable Care Act has closed, the only way you can purchase health insurance until the next open enrollment period is through a "special enrollment" moment.
And good news, Millennials—we have these #EnrollmentMoments more than other Americans.
A special enrollment moment is a time in which you (and your family) can sign up for health coverage outside the annual open enrollment windows. Typically, when you experience one of these moments, you have a period of 60 days to select and enroll in a new plan through the federal or state marketplaces.
Here are six key moments that can result in #EnrollmentMoments.
1. Graduating from college. (Oh, the places you’ll go…)
2. Starting a new job. (Congrats, BTW!)
3. Marrying the love of your life. (Or marrying anyone, really. But we hope s/he is the one.)
4. Having a baby or adopting a child. (It’s a girl! Name her Adele Dazeem.)
5. Turning 26 and if you are still on your parents’ plan. (26 is the new 18!)
6. Moving to a new state that would change your coverage. (No worries if you pack at the last minute.)
In addition to these six enrollment moments, young Americans can also enroll in the marketplaces if they have a change in immigration status, qualify for Medicaid, or are released from incarceration.