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This Is The Ultimate Budgeting Tool For 2016

Because money is what buys more pizza.

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It's 2016, my loves, and that means this is the year you get control of your money and make those dollars.

Which is why it's awesome that Imgur user whiskeysauer (real name: Jason Lowery) shared his fool-proof budgeting tips.

Lowery's method involves a budgeting spreadsheet where you can easily track how much you're paid, what you're investing, and what you end up spending.

You can see the spreadsheets and use them for yourself here.
imgur.com

You can see the spreadsheets and use them for yourself here.

You can fill the numbers in by hand, or on your computer, then plug all of it into spreadsheets at the end of the year.

That way you're able to see exactly what you spend each year, and how well you're doing compared to the last few years.

Jason also makes a list of financial goals for the next five years, but you could change that to goals over the next year, two years, and so on.
imgur.com

Jason also makes a list of financial goals for the next five years, but you could change that to goals over the next year, two years, and so on.

You can use that data to make an annual report so you can see how much debt you've paid off and how much your salary has increased over time.

This could help you figure out if it's time to ask for a raise, or if you need to be squirreling away more money for savings.
imgur.com

This could help you figure out if it's time to ask for a raise, or if you need to be squirreling away more money for savings.

You can keep all this data in a folder so it's in one central place.

There's also a lot of great budgeting apps, like Mint, HomeBudget, and BillGuard, if paper printouts aren't your thing.
imgur.com

There's also a lot of great budgeting apps, like Mint, HomeBudget, and BillGuard, if paper printouts aren't your thing.

Jason even included a link to all of his spreadsheets, so you can access and use them to create your own budget for 2016.

AMC

Happy budgeting! You have a whole year to get your finances in order, so let's hope we're rolling around on a bed of money come 2017.

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