The Ultimate Guide To Earning And Using Travel Points

Start spending and earning today with the Bank of America® Travel Rewards Visa® credit card, which offers you an unlimited 1.5 points per dollar spent on all purchases.

1. If there’s something you’re looking to spend money on, there’s likely a way to earn rewards for it.

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Take a look at where you spend the most, and what you tend to purchase most frequently. Then, find a card that offers the most valuable rewards for those items.

2. Be savvy with your spending.

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It may sound obvious, but it shouldn't go unnoted: Different cards can offer more points per purchase than others. Some cards provide more points on dining, others on travel, and so on. If you don’t want to carry multiple cards, consider one card that rewards you equally for all purchases.

3. Coordinate with friends.

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If your friends know you're trying to earn points toward your next travel adventure, offer to snag the tab at dinner and have them pay you back via an app or cash.

4. Open up.

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Certain cards will offer additional points for users who open a checking or savings account or hold a minimum balance linked to their bank.

5. Optimize spending.

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In order to get the most out of your purchases, find a credit card that rewards you for your everyday purchases. That way, you can earn points at the grocery store, the drugstore, and even at the gas station.

6. Plan ahead!

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Even if you aren’t looking to travel for some time, it’s valuable to keep tabs on prospective offers and think about layering your credit card rewards with hotel, airline, and banking rewards programs to get the best deals.

7. Budget!

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It's essential to ensure you're paying your monthly balances in full in order to get the most out of your card's benefits. Creating and maintaining a monthly budget will certainly assist with that.

8. Optimize for time.

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If you're someone who tends to harbor points, find a card offering points that don't expire.

Americans spent an average of $2,319 on travel in 2018 — find out how you can start earning points today with the Bank of America® Travel Rewards Visa® credit card!