I don't know how to break this to you, but most drivers are paying too much for their car insurance!
For instance, have you ever wondered why your premiums haven't gone down even though you have been driving carefully for years? Or why, all of a sudden, your premium took a big jump? These situations are caused by a misclassification by the insurance representatives, by the drivers' lack of knowledge, or by the insurance companies' rate hikes.
While some states don’t require drivers to pay for car insurance, those states usually have laws that require drivers to show that they have the assets necessary to cover a loss. So, with no insurance coverage you’ll be expected to pay out of pocket. This is why insurance is usually the better option.
Check out this guide to learn the basics and make an informed decision. It only takes 10 minutes.
Learn how to get a good deal on car insurance. Check out this Quick Guide to Auto Insurance.
Find more tips on how to save money on car insurance on III.org (Insurance Information Institute).