I don’t know how to break this to you, but most drivers are paying too much for their car insurance!
For instance, have you ever wondered why your premiums haven’t gone down even though you have been driving carefully for years? Or why, all of a sudden, your premium took a big jump? These situations are caused by a misclassification by the insurance representatives, by the drivers’ lack of knowledge, or by the insurance companies’ rate hikes.
While some states don’t require drivers to pay for car insurance, those states usually have laws that require drivers to show that they have the assets necessary to cover a loss. So, with no insurance coverage you’ll be expected to pay out of pocket. This is why insurance is usually the better option.
Check out this guide to learn the basics and make an informed decision. It only takes 10 minutes.
People were offered a cup of coffee to answer some questions about their knowledge of Auto Insurance.
This post was created by a user and has not been vetted or endorsed by BuzzFeed's editorial staff. BuzzFeed Community is a place where anyone can post awesome lists and creations. Learn more or post your buzz!
- Justice Antonin Scalia, who served almost 30 years on the Supreme Court as one of its most prominent and influential conservative voices, died Saturday. He was 79.
- U.S. Republican presidential candidates are debating for the first time since Donald Trump's win in New Hampshire.
- Bitterly cold temperatures and arctic winds began freezing large swathes of the U.S. Northeast on Saturday.