I don’t know how to break this to you, but most drivers are paying too much for their car insurance!
For instance, have you ever wondered why your premiums haven’t gone down even though you have been driving carefully for years? Or why, all of a sudden, your premium took a big jump? These situations are caused by a misclassification by the insurance representatives, by the drivers’ lack of knowledge, or by the insurance companies’ rate hikes.
While some states don’t require drivers to pay for car insurance, those states usually have laws that require drivers to show that they have the assets necessary to cover a loss. So, with no insurance coverage you’ll be expected to pay out of pocket. This is why insurance is usually the better option.
Check out this guide to learn the basics and make an informed decision. It only takes 10 minutes.
Learn how to get a good deal on car insurance. Check out this Quick Guide to Auto Insurance.
Find more tips on how to save money on car insurance on III.org (Insurance Information Institute).
People were offered a cup of coffee to answer some questions about their knowledge of Auto Insurance.
This post was created by a user and has not been vetted or endorsed by BuzzFeed's editorial staff. BuzzFeed Community is a place where anyone can post awesome lists and creations. Learn more or post your buzz!
- Three major U.S. airlines — Delta, American, and United — have banned the transport of big game trophies after the illegal killing of Cecil the lion in Zimbabwe.
- On August 4th, 2011, the death of Mark Duggan — an unarmed black man — at the hands of police officers in north London sparked nationwide riots.
- Two people were killed and at least 22 injured after a circus tent collapsed amid stormy weather Monday evening in New Hampshire.