Buzz·Posted on 23 Feb 201613 Things You Need To Know About Money In Your TwentiesYeah, a pension is a good idea, but don't worry if you don't have one.by Ailbhe MaloneBuzzFeed Staff, UK LinkFacebookPinterestTwitterMail It seems like everyone has an opinion on what you should do with your money in your twenties. And while personal experience can offer helpful lessons, we thought we'd reach out to some experts too. View this photo on Instagram 1. Firstly, try to start an emergency fund. Tap to play GIF Tap to play GIF 2. But don't feel pressure to save if you have bills to pay first. Tap to play GIF Tap to play GIF 3. Investing takes time. And risk. View this photo on Instagram 4. Put what you can into a pension. 5. And if you can't do that now, it's not the end of the world. Tap to play GIF Tap to play GIF 6. Want to buy a house? Look into different schemes available to you. View this photo on Instagram 7. And remember that money saved is never wasted. 8. If you're self-employed, an accountant might be a good idea. View this photo on Instagram 9. If you move jobs, keep all the paperwork. View this photo on Instagram 10. Try to pay off your debts. View this photo on Instagram 11. And if you're really stuck, try to arrange a repayment plan. 12. Make your bank account work for you. 13. And a student loan won't stop you from being able to save. View this photo on Instagram And if all fails, stick to these simple guidelines.