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10 Things You're Probably Doing Wrong With Your Money

It's the small things that count. Here are some little things in your daily routine that you can change to save big. Instead of spending money, save it and plan for your future with USAA!

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1. Overpaying for coffee each morning.

Via thedailymeal.com

If you spend $4 a day on coffee, that's $20 a week... and close to $1,000 per year. You could have just made coffee at home and invested all that money instead!

2. Paying ridiculous ATM fees.

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It's just too easy to rack up fees by using ATMs that aren't on your bank's network. That's money you are paying in order to use your own money. Not cool.

3. Buying things you don't need.

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If you have to wonder where you're going to store your new sweater, you probably don't need it. Save that money instead for something you ACTUALLY need.

4. Paying interest on your credit card balance.

Warner Bros. Television Distribution / Via nerdwallet.com

Always pay off the balance on time so you avoid those insane interest rates. Or else you're just being charged extra money to spend money in the first place.

6. Paying those subscriptions each month.

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Internet tv, cable, your phone's data plan, streaming music — it all adds up. Cut out the things you don't really need, and enjoy having a full bank account instead.

8. Using too many credit cards.

Via really-shit.tumblr.com

When you spread your purchases out over multiple cards, it’s tough to keep track of your spending. This can also hurt your credit score if you maintain a balance on all of them.

USAA means United Services Automobile Association and its affiliates.

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