10 Money-Saving Tips That Will Help Anyone Save A Few Bucks

Make your money work for you. Switch to Metro by T-Mobile and rule your day.

1. Keep a budget.

Oh, yes, it's the dreaded budget. You can't expect to save money when you don't know where it's going. Use a regular old spreadsheet or a fancy new app to help you track your spending. It's a simple step that goes a long way.

2. Start a separate account for your savings.

If you have trouble hanging on to those dollars, start a separate account that's less easily accessible for your savings. This will encourage you to keep your savings separate from your spending money and at least make you jump through a couple hoops before you can spend it.

3. Switch your cellphone plan.

You might be able to save some cash on your wireless plan. Check out the options available from Metro by T-Mobile so your money goes the extra mile.

4. Don't pay your bills with credit cards.

If you can avoid it. It might seem like a quick solve right now, you'll end up paying more in the long run.

5. Cancel subscriptions you are not using.

Make sure you're not paying a monthly fee for something you are not even using. Consider pausing subscriptions for things like toiletries or pet supplies if you have extras piling up.

6. Monitor your electric bill.

Take a look at your electric bill each month and try to determine if you can reduce usage. Are you turning off lights when you leave the room? Are you appliances energy efficient? Little things like this can add up over time.

7. Cut back on ordering out.

We're guilty of ordering delivery despite having a fridge full of food, but routinely ordering or eating out can rack up a big price tag. Consider meal-prepping in the evenings or weekends when you have more time on your hands. Then you can throw dinners together quickly on hectic days.

8. Predetermine spending limits before you start shopping.

This can be super helpful at the grocery store as well as when you are shopping for clothes, cosmetics, and housewares. Set a budget prior to heading out so you won't get too tempted by impulse purchases.

9. Restrict online shopping.

Easier said than done, right? It's so tempting to blow your paycheck on fabulous silks, cashmere, and toilet paper made out of gold, but it can set you back in the long run. You don't have to cut out the things you love entirely, but definitely take stock of what you need so you don't end up with buyer's remorse.

10. Spend extra income wisely.

10'000 Hours / Getty Images

While many of use would love to use extra cash to buy the aforementioned silks, cashmere, and gold toilet paper, it's much wiser to use this cash to pay down any debt if you have it. It will lower your monthly payments, leaving you with more cash to spend on the things you love.

Good luck out there, smart money managers. And remember, switching to Metro by T-Mobile is an easy way to get more for your money.

Images via Getty.