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Tell Us About A Time When You Put Off Medical Care Because Of The Cost

Healthcare is a human right.

In a Bankrate survey last year, 32 percent of respondents said that they or a family member had chosen not to seek medical care in 2020 because of the cost. And a mere 6 percent said they think our healthcare system is "fine as-is."

Woman feeling sick in bed
Oscar Wong / Getty Images

Nobody should have to put off a doctor's visit, stretch their medication, or delay a medical procedure. But the high costs of healthcare in America have made necessary care seem more like a luxury for many. 

People who have always lived comfortably often have no idea what it's like to weigh the risk of racking up a huge bill vs. the risk of more suffering and possibly even death if you don't seek care. It's a really scary calculation that can feel desperate and even hopeless.

So if you have a story about a time when you skipped or delayed getting care because of the cost, we want to hear from you.

Maybe you were injured your shoulder while playing softball with some pals at the park. At first, you thought you just pulled a muscle, but weeks later the pain hadn't changed. A friend suggested physical therapy, but you knew you couldn't afford ongoing appointments at about $125 each. So you never went, and your shoulder never really stopped hurting either.

Woman holding her shoulder in pain
Peopleimages / Getty Images

Or perhaps you tried to ration your insulin when you were between jobs and didn't have insurance to help cover the cost (up to $300 per vial). But skipping doses caused your blood sugar to spike dangerously high. You landed in the hospital, but you could have died.

Person in a hospital bed
Morsa Images / Getty Images

Or maybe you hadn't been to the dentist in years and years because your budget was so tight. By the time you finally went in for a cleaning, you had hundreds of dollars worth of cavities that needed to be filled ($200 each, on average) and other issues that would've cost so much less if you'd learned about them sooner.

Dentist and assistant working on a patient
Artistgndphotography / Getty Images

If you're comfortable, share your story in the comments below or via this anonymous Google form. Stories like these aren't talked about enough, but they really, really need to be heard.

And for more stories about life and money, check out the rest of our personal finance posts