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13 Ways To Ask Your Friends For Money (That Aren't Awkward)

Because you're too broke to not get that tenner back. Don't sweat it though – The Halifax is here to make money (and getting it back) easier.

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1. Soften the blow with cute animals.

Tambako The Jaguar (CC BY 2.0) / Via flic.kr

Let sad animals say what you can't. Fun fact: guilt-tripping people is a fantastic way to get what you want.

2. Ask through text instead of IRL.

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Asking through text means you don't have to deal with any fallout face-to-face, and you can check whether they've actually read your message. Genius.

3. Get them to cover you next time you hang out.

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If it's a friend you see regularly, next time you go for lunch, drop in a "Do you want to get this, since I paid for dinner last time?" You'll get your money back and have done so really casually. Smooth.

4. Throw subtle hints whenever you see them.

Buzzfeed Motion Pictures / Via youtube.com

Try patting your pockets and saying "Oh man, I am such an idiot" when the bill comes, or mention money apps and loudly state "Oh yeah, it's SO easy to finally pay people back."

This probably won't work if your friend is oblivious, just FYI.

5. Mask the cringe with memes.

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This method says, "Yeah, so...I really need my money back," without you actually having to say it, so it's basically the holy grail replacement for human interaction.

6. Get resourceful next time your friend throws a party.

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Drink all their alcohol or eat all their food to the point you feel they've repaid you. This one is less asking and more taking – but it means you don't have to actually talk to them about the money they owe you, and talking about money is really awkward.

7. Ignore them until you pay them back.

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Put your friend in social solitude until they've paid back what they owe you. This will only work if your friend actually likes you.

8. Guilt them with a screenshot of your bank balance.

For added effectiveness, send with a miserable picture of yourself and a playlist of the world's most depressing songs.

10. Ask them if you can borrow some money.

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Instead of asking for your money back, ask if you can borrow some money from them, which conveniently is the exact amount they owe you. When they ask for it back, remind them they borrowed from you before. Cheeky, but effective.

11. Find out what's going on.

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If your friend is ignoring all your (hilarious) hints, work up the courage to actually ask them what's going on.

You'll have cleared the air, and you'll be able to keep your friendship intact. Sometimes, the awkwardness is worth it.

12. Write a reminder on the mirror when you go to their house.

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When they have a shower, your finger will make the reminder appear on their mirror like a debt-collecting ghost.

Money doesn't have to be awkward.

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Don't worry, The Halifax totally gets it, and that's why they're here to make sure things don't get over complicated. Find out more about Easy Banking with The Halifax here.

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