13 Things You Didn't Know Were Such A Liability

Whoopsie! No one wants to be a liability, but chances are you totally are. Visit Farmers Insurance for more tips on staying smart and ways to get the best rates for your needs.

1. Having a strong distaste for loud noises.

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You'd rather hear nails on a chalkboard than hear the sound of a loud siren from a firetruck? Well, how about the sound of money emptying out of your bank account? It pays to live closer to a fire station.

2. Being a fan of boybands and and the term "YOLO."

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Still splashing around in the fountain of youth? People between the ages of 16 and 25 on average pay higher insurance premiums. But look on the bright side, you have something to look forward to when you get older!

3. Owning a trampoline.

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You're the envy of every child on the block, but just make sure nobody does a back flip off of it, kapeesh?

4. Owning a car that can go moderately faster than other cars.

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Whoops. You should've listened to your mother and got a sedan.

5. Not living in North Dakota.

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North Dakota has the lowest car insurance rates in the country. Sounds like a nice place to live? You betcha!

6. Pretending to be Dr. Dolittle.

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You've cat to be kitten me right meow! (Okay, cats aren't that big of a deal, but snakes are.)

Exotic pets are cool looking and everything, but you're going to be paying a pretty penny for them. We all can't be Britney Spears.

7. Owning a pool.

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Having your own piece of paradise in your backyard comes with its pros and cons. But, hey, maybe you have your own pool boy.

8. Liking sparkly things.

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Bling bling ain't cheap, my friend. So if you want to live like a rap star, just remember it comes with a price.

9. Taking long car rides between work and home.

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Blasting music in your car is super fun and all, but a longer commute means a higher chance for road rage. Ain't nobody got time for that!

10. Inheriting a house.

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Old houses have history and are pretty neat looking, but if your roof is over 25 years old, you might have trouble getting insurance companies willing to cover you. Fix that roof! For your safety and health!

11. Buying all those vacation coupon deals online.

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Regularly partaking in adventurous sports, such as zip lining, is super fun! But just remember that it might burn a money hole in your pocket.

12. Living out your childhood fantasy.

Bohman / Via Flickr: bohman

Some insurance plans have treehouse exclusions. Make sure your treehouse is in tip-top shape, so you don't have to worry about injuries.

13. Literally doing nothing.

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If you're going to do something in your life, pay your bills. Not only will you disappoint Beyonce if you don't pay your bills, your credit score will be singing the blues too.

Stay smart with Farmers Insurance.

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