On Oct. 1, Obamacare insurance exchanges went live in all 50 states.
1. The site, called Healthcare.gov, was launched despite multiple warnings by those overseeing the project that the system just was not ready for “prime time.”
2. And the $400 million sign-up system began to crash almost immediately.
3. The New York Times traced those flaws to the administration’s inability to manage more than 50 contractors who were tasked with cobbling together the system in a short amount of time.
4. On the first day, ALL health care exchanges that relied on the federal government’s system failed at one point.
5. Many of those who were able to create profiles had their passwords erased in a system failure.
6. And more users have had to change their usernames due to another massive authentication glitch.
7. Experts have estimated that only “70 percent” of the site has been “operating properly.”
8. And of the nearly 50 million visitors to the site so far…
…experts estimate only 5,000 have been able to succeed in accessing insurance.
9. IT architects involved in creating the system have called it “awful, just awful” and a “train wreck.”
10. Even if you managed to sign up, the fate of your application could not be assured.
The government has sent some enrollment files to the wrong insurer, confusing companies, and some information arrived completely unusable.
11. The failures of the online system are driving customers to rely on paper applications…
…which may create another backlog nightmare.
12. Success of the insurance plan depends on young and healthy Americans signing up en masse to share the burden of expenses for the older and sicker.
But industry experts fear that the glitches in the system will drive away these young potential registrants.
13. New regulations prescribed by the law have forced insurance premiums to skyrocket, leading to sticker shock in some applicants.
Some are paying three times more than they were for the same plan one year ago.
14. And many have been booted from their insurance plans…
…despite continual promises by the administration that this would not happen.
15. Obamacare has not been helped politically by the government shutdown, and some prominent politicians, and their filibusters.
But it is becoming impossible to blame all the problems on politics or high sign-up rates, as the administration has attempted to do.
16. Even longtime administration supporter Ezra Klein called the site a “disaster,” saying, “They’ve done a terrible job on this website.”
Klein also added that there had been a “big traffic bottleneck, but behind that traffic bottleneck there’s now the worry that there are deeper, more systemic problems.”