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22 Truly Unglamorous Facts About Life As A Junior Banker On Wall Street

Seamless is your only true friend.

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For my new book, Young Money, I spent three years following a group of eight young Wall Street bankers at firms like Goldman Sachs and J.P. Morgan to see what life was like for them. I learned about their 100-hour weeks, how they spend their (limited) free time, and what kinds of things happen inside a giant investment bank.

Here's what every junior banker on Wall Street experiences on their way to becoming a real rainmaker:


14. When you’re almost done building a discounted cash flow model at 4 a.m., after a hellish night spent fixing a colleague's mistakes, and then you hit return in a cell and see a “REF!” error.


22. And even if you didn't work at Goldman, this is how excited you were when the bank announced that analysts and associates would get Saturdays off because maybe, just maybe, you too would get to enjoy a weekend soon.

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