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6 Ways To Save Money This Year, That Don't Suck

Here are 6 ways to save money that are more realistic than mutual funds.

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3. Drink slightly less coffee

If you're part of the 54% of Americans who drink coffee everyday, cut it out a few days a week. You're dropping close to $712 a year on a medium cup of Starbucks. Cutting out 2 cups a week is the equivalent to roughly $200!

5. If you want to read, just go to the library

Believe it or not, the average American still spends around $118 a year on books. Borrowing books from the library can definitely free up some cash -- plus most libraries also carry new and old DVDs as well!

6. Get a good toilet

Toilet consists of almost 27% of all your water usage. Older toilets can use close to 3.5 to 7 gallons per flush, and leaky toilets can waste up to 200 gallons of water a day. Fixing or replacing an older toilet can save a family of four up to $2,000!