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The holidays are an exciting time — and an expensive one too! Do you know how others spend during the holidays? Test your knowledge according to a recent survey from <a href="https://ad.doubleclick.net/ddm/clk/431244712;233424185;v" target="_blank">TD Bank</a>. The results may surprise you!

The holidays are an exciting time — and an expensive one too! Do you know how others spend during the holidays? Test your knowledge according to a recent survey from TD Bank. The results may surprise you!

Can You Ace This Holiday Spending Habits Quiz?

The vast majority of survey respondents (76%) said they're actually successful in sticking to their holiday budgets!

Budget makers usually stick to the plan!

The little things matter, but they add up. Stocking stuffer and holiday treat purchases are out to get people's holiday budgets!

Those darn stocking stuffers!

The majority of survey respondents (31%) said they typically find themselves overspending by $100–$199, with the second-largest chunk of respondents (21%) estimating their overspending to land between $200 and $299.

Most overspend between $100 and $199.

The majority of survey respondents (51%) blamed their overspending on gift cards for friends and fam, while the second-largest group of respondents (26%) named entertaining at home as the culprit. Decorations and gifts for coworkers tied for third place, both claiming 18% of survey respondents.

Making it rain with gift cards is kind of costly.

The largest chunk of survey respondents (45%) said they pay 100% as they go so they won't have to cover holiday expenses in 2019. Twenty percent said they'd pay more than the minimum payment, but not the whole outstanding balance in January 2019, but 16% plan to pay 100% of it at that time.

January isn't so scary — most people are handling holiday payments as they go.

Just over half (55%) of survey respondents said they've never regifted a holiday present! Shocked? Same.

It's almost half and half, but more people said they haven't!

Don't feel bad if you're tempted to just give someone a gift card or a crisp $50 instead of finding something more personalized. The largest chunk of survey respondents (49%) said they wanted gift cards or cash, followed by purchased gifts/items (20%), experiences like concert tickets and outings (16%), and handmade/homemade gifts (15%).

People are actually more interested in gift cards or cash.

Turns out a lot of people have gift-giving anxiety and just want their loved ones to get something they actually like. That's what the vast majority (51%) of survey respondents reported, but 25% admitted it was just the most convenient gift to give.

It's not lazy; it's thoughtful!

The holidays are an exciting time of year, and we all have different holiday habits! Learn more about holiday spending habits with TD Bank.  
  
  
"This time of year, remember the price tag on a gift isn't representative of the memory you'll create or the sentiment behind it, so try to resist the urge to break your budget over unplanned impulse purchases."
— Jason Thacker, Head of U.S. Consumer Deposits and Payments, TD Bank

The results may surprise you, but that's understandable.

But there's always more to explore. Learn more about holiday spending habits with TD Bank!  
  
  

"This time of year, remember the price tag on a gift isn't representative of the memory you'll create or the sentiment behind it, so try to resist the urge to break your budget over unplanned impulse purchases."
— Jason Thacker, Head of U.S. Consumer Deposits and Payments, TD Bank

When it comes to holiday spending habits, you know your stuff!

All information from TD Bank. All images via iStock / Getty Images.

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Can You Ace This Holiday Spending Habits Quiz?

Learn more about holiday shopping habits with TD Bank. The results may surprise you!

Can You Ace This Holiday Spending Habits Quiz?

Learn more about holiday shopping habits with TD Bank. The results may surprise you!

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