1. Break up with cable.
There may be a cheaper way to access the TV and movies you watch. Take time to evaluate what you actually watch and make sure you’re using those home entertainment dollars in the best way possible. Another upside: spend more time away from the television.
2. Gamify your savings with a goal-based app.
Use an app like ImpulseSave — it encourages you to making impulse savings decisions instead of impulse purchases. Set dollar amount goals with names like “Vacation” and “New TV” and anytime the urge strikes to buy something small and unnecessary, you can use the app to send that money to a goal instead. You can even send a text message to do it.
4. Use free tools to see where your money is going, and to make smarter choices.
Saving is so easy when you can visualize where your money is going. Use a free service like Mint.com to see how you’re spending and in what categories. Break it down, and eliminate unnecessary bloat by adding automatic email alerts, like ALREADY SPENT $50 ON TOYS THIS MONTH, STOP.
8. Seriously, start brewing your own caffeine-juice.
Invest in a quality machine, some quality beans, and a few filters. Do it right, and your coffee could be as cheap as $0.10 / cup. Who knows, you might even want to start experimenting with cool stuff like cold brewing for iced coffee.
10. Be spontaneous with your entertainment plans, and watch the savings pile up.
Ticket discount websites like SeatGeek.com sell unsold seats to big games and concerts at surprising rates. Wait until a day or two before the game, and you might have money in your pocket for those $10 nachos. You could save hundreds.