If You Have An HSA, Here Are 7 Savings Perks You Might Not Know About (But Definitely Should)

    Five words: The. Tax. Benefits. Are. Amazing.

    A big part of adulting is saving, which I think most of us will admit is a little hard to do. But, a health savings account (HSA) is like a hidden gem of cash conservation that not as many people take advantage of.

    1. The account is a wealth of tax benefits. For example, the money you withdraw is tax-free (unlike withdrawals from almost everything else — I'm looking at you, 401(k) account).

    2. You'll be reimbursed for the money you spend on health-related items — down to the last cent. Just pull up with your receipts!

    3. Like a bestie, your HSA wants you to grow, and in this case, we're talking about the money you put into it. Thankfully, it doesn't come with any conditions that make saving harder than it already is.

    4. An HSA doesn't bully you into using your money by the end of the year — all the money you save rolls over.

    5. The contribution limits are so huge that you won't feel restricted by how much you can save toward the account.

    6. Like your cell phone, this account is portable, which makes keeping your savings way less of a headache if you're bouncing from job to job.

    7. And, you know what's better than saving money? Making money! HSA funds can be invested, which puts even more cash into your savings.

    If this sounds like music to your ears (and bank account), check out more of our personal finance posts.