Money can’t buy you love (allegedly) but it sure can buy you just about everything else. You will never hear a wealthy person say that money doesn’t matter. It matters. Most importantly because it buys you time and freedom. The key here is time - that means getting your money to work for you and not the other way round. That’s where smart investing comes in. You start with a chunk of money, you invest it wisely and carefully and you end up with a bigger chunk of money that can hopefully sustain your life, right into old age. Well that’s the principle anyway. Sounds easy? It’s not, unless you know how. So, before you start creating your own investment portfolio, you should be aware that there are some key factors that you really should know first. With that in mind, I have listed down seven major considerations that will help prepare you for what comes next.