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    Investment Nowadays

    Investing is not a small deal. It is not something to be easily overlooked by many people. It is not for those who have faint hearted. The reason is obvious. The stock markets can be moving up and down in just seconds.

    About Gerard Cohen

    Gerard Cohen / Via

    Based in Monaco for the past 29 years after beginning his career in Geneva and Luxembourg.

    The Specific Investment Goal

    First things first, you’ll need to invest with the specific goal in your mind. You need to be clear on what is the purpose of investing at the first time. You need to decide it even before starting with the investment. Your specific goal will show the right path to your investment. With the exact goal, you will know whether your current state is going off the path or not.

    Your Fiscal Status

    Your present financial status is very important to consider. How much you are willing to spend and how much you are will to save, these are the things need to be considered. Also, calculate the amount of the money you need to earn so that you can achieve your goal.

    The Risks of the Investment

    All types of investment indeed have the risks. The difficulties and the hardships of each investment can be different and vary. One investment might be high-risk, but some are an extremely low investment. High-risk investment usually promises higher rewards. Lower risk investment promises low rewards. You have the liberty to take your own risks. As mentioned, it is not for the fainted heart. If you are not mentally ready to do this, you will need to think again.

    The Objectives

    What are your purposes? You must answer this question really well so that you will have the bigger picture of what to expect from your future investment. Whether it is for holiday abroad, marriage, charity, having fun, retirement fund, or anything, you should be clear about the purposes of your investment.

    Once they are all considered, you will need to weigh the risks of the investments.

    Investments Risks Levels

    When you look for the investment, you must know that the risks of the investment can vary depending on the types of investments. As we mentioned before, the investment is not a small deal, but it is doable. You should always set a good plan for it. It is also important to educate yourself on the different types of investments so that you will know each pro and cons.

    Gerard Cohen Monaco

    Low risk

    As mentioned, low-risk investments usually have low rewards and low key. The low-risk types of investments target the conservative investors who want to save their money on short term or long term without having to deal with risks involved in the investment type. Most of the low-risk investments offer lower rewards than other types of investments. But they are also much safer than higher risks investments. Some forms of low-risk investments are deposits, market funds, and some bonds. Profit might not be the priority. Rather, the users want to make their money safe and secure.

    You also need to know that it does not offer you high returns, but it offers the security and stability. If you don’t have big capital and don’t want to risk it to lose, low-risk investments are probably the best one for you.

    Moderate risk

    Moderate risk investments are usually prevalent for those who want to invest in the long term with the moderate return. The investments in this category are stocks, mutual funds, and bonds. They give a good return but usually over the long term. Although the investment is riskier than depositing, the money earned from these programs look more awesome. Moderate risks investments usually return yields higher than low-risk investments. The amount of the return can be as low as 5% and up to 12%.

    High Risk

    High risks investments have a pretty high return, but these are mostly not safe and secure for those who want to preserve their money. It can be extremely volatile and those who have ample experience are the best candidates for high-risk investment. The forms of investments are Forex trading, crypto trading, penny stocks, and so on. The returns can be as low as 10% and up to 30%++. In some cases, the return yields can be much higher.

    The Investments Nowadays

    The investments nowadays open the wider windows of opportunities for all folks. Therefore, you will have the alternative investments to consider other than conventional methods such as stocks, cash, etc. But it also does not close the possibility that you can be involved with the conventional investments too.

    Private Equity

    The Private Equity can be described as the investment method in the private companies. So the investors will invest their money in something new and the profits will depend on how the private companies grow. It is prevalent in the startups, venture capital, or other private financing entities. As the name suggests, the private equity encourages the investments in companies that do not procure the public stocks.

    The private equity can be related to the direct investment in private companies. So, instead of equity, the investors simply invest in a startup or new private company directly. This is categorized as the high-risk investment.

    Investing in real assets

    In most cases, the assets are high in value, so you will mostly get the high return. Some common real assets are real estate, jewelry, oil, metals, etc.

    Financial Derivative

    The perk of the type of this investment is the promised earning will be attained when the certain asset reaches certain levels.

    Because of the high risk of the stock market, folks are searching different types of investment. You may not be able to replace the traditional methods completely, but you can complement the alternatives so that you can minimize the risks of the investments. Investments are doable by both men and women.

    So, if your gender distracts you, it is not an excuse. You can ignore it. Gerard Cohen once said that there is no reason to be afraid to invest, whether you are a man or woman.

    He stated: “From Geraldine Weiss, creator of the dividend based investment system, to Mary Callahan Erdoes, the CEO of JP Morgan Asset Management, there are many examples of women who have not only succeeded in the world of investment but have gone on to become revered as pioneers. Fidelity’s research has confirmed what some of us had suspected all along – that while some women may lack the confidence of their male counterparts, in many cases, their investments actually perform a lot better.”

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