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The 19 Emotional Stages Of Buying Your First Home

You'll laugh; you'll cry. You'll curse the second-time buyers who outbid you, but it'll be worth it in the end (probably).

1. There comes a time in everyone's life when renting just doesn't seem like such a great idea anymore.

2. You've heard buying a house can be tough, but you look into it anyway. If other people do it, so can you.

3. You go to see a mortgage adviser, and they shock you by actually taking you seriously.

4. Before you know it, you've got an agreement in principle, and the real fun can begin.

5. You soon come to realise estate agents speak in a very particular code.

6. And you make yourself miserable by looking at places that are way over your ideal budget.

7. You set up alerts on every property app and get to know each house like it's already your own.

8. It doesn't take long for you to start lowering your expectations and making some compromises.

9. And after a while, you'll start to reconsider places you dismissed a couple of weeks before.

10. You make an offer and wait by the phone...

11. ...but it gets rejected.

12. You're disheartened; you're sad; you're ready to give up...but then, as if by magic, a new property appears.

13. You go to see it, and it's everything you'd hoped for.

14. You're dead inside after so many rejections, so you can't quite believe it when your offer is accepted.

15. You feel like you're on top of the world...until the paperwork starts piling up (and up and up).

16. And there's inevitably some kind of weird problem.

17. But eventually, after a lot of legal hoo-ha, you'll get the keys to your lovely new home.

18. You'll be super happy...and also terrified.

19. But there's only one thing that really matters.

Buying your first home can be a stressful process. Thankfully, NatWest has the first ever paperless mortgage application to make things a little easier — even if the seller asks if they can store chickens in your back garden for a couple of extra weeks.

Additional imagery from Getty / iStock