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A New Study Says Millennials And Gen Z'ers Are The Worst Tippers, And I'm Shocked

Just 58% of millennials and 56% of Gen Z'ers said they always tip their restaurant server, compared to 88% of Boomers.

A new study from CreditCards.com is calling millennials and Gen Z'ers the worst tipping generations, and I don't even know what to think about this information.

Tip jar on a counter

The data showed that millennials and Gen Z'ers are the least likely to say they *always* tip at a sit-down restaurant. Just 58% of millennials and 56% of Gen Z'ers said they always tip their restaurant server, compared to 88% of Boomers.

On the one hand, Boomers hold 53% of America's wealth, so from a purely financial point of view, it makes sense that they would be a bit more likely to tip than other generations.

Group of baby boomers dining out at an upscale restaurant

And when you look at the survey data in terms of income rather than by generation, higher earners report tipping more. People later in their careers earn more on average, so it's probably safe to assume that there were plenty of Boomers surveyed in the study's highest income level.

Of people earning $80,000 a year or more, 82% said they always tip at sit-down restaurants. Of people earning between $40,000 and $80,000, 73% said they always tip at a restaurant, as did 58% of those earning $40,000 or less. 

Interestingly, the study found that when millennials do tip, they're leaving slightly larger amounts than all the other generations. Which makes me think that millennials aren't actually bad tippers; they just don't have as much money.

Group of millennial women sitting at a restaurant table

Additionally, the study found that restaurant servers, hair stylists, and food delivery people were the most likely to receive tips, while people reported tipping less often for baristas and takeout cashiers.

77% of respondents said they always tip restaurant servers, and 63% said they always tip their stylist and their delivery person.

When getting a coffee, 23% of respondents say they always tip their barista and 24% say they never do. And when picking up takeout, only 17% of people said that they always tip.

The study also looked at tipping habits during the pandemic and found that two out of three respondents wanted to do something to help people who've been struggling due to business closures and layoffs.

Sign in pizza shop window notifying customers that the shop is temporarily closed due to covid-19

What generation are you from and what are your tipping habits like? Share your thoughts in the comments!

And for more stories about money and life, check out the rest of our personal finance posts.