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    Here's The Average Home Price In Every Single State, And How Many Lattes You'd Need To Skip To Afford It

    If I can just skip 25,000 coffees, I should have a down payment in my home state in about 70 years...

    "Stop buying lattes if you want to buy a house" is my least-favorite generic money tip. First of all, it comes with the assumption that every young person is spending too much money on coffee, which is just not true. Secondly, lattes aren't the problem, and I've done the math to prove it.

    woman with a stack of old disposable coffee cups on her desk

    Using Zillow data from 2021, The Zebra put together a list of average home prices in each state, which I used as a starting point. To calculate how many lattes a house would cost based on this data, I've set the price at $6 per latte. This covers $5 for a drink (possibly with oat milk) and $1 for tip.

    Here's how many lattes you'd have to skip to buy a house in every state, ranked from lowest to highest:

    person scooping foam out of a hot latte with a spoon

    51. West Virginia

    Average home price in this state: $126,891

    How many lattes to buy a house in cash: 21,149

    How many lattes to put 20% down: 4,230

    50. Mississippi

    Average home price in this state: $155,020

    How many lattes to buy a house in cash: 25,837

    How many lattes to put 20% down: 5,167

    49. Arkansas

    Average home price in this state: $166,626

    How many lattes to buy a house in cash: 27,771

    How many lattes to put 20% down: 5,554

    48. Oklahoma

    Average home price in this state: $169,307

    How many lattes to buy a house in cash: 28,218

    How many lattes to put 20% down: 5644

    47. Iowa

    Average home price in this state: $183,159

    How many lattes to buy a house in cash: 30,527

    How many lattes to put 20% down: 6,105

    barista making an iced latte

    46. Kentucky

    Average home price in this state: $186,255

    How many lattes to buy a house in cash: 31,043

    How many lattes to put 20% down: 6,209

    45. Alabama

    Average home price in this state: $190,597

    How many lattes to buy a house in cash: 31,766

    How many lattes to put 20% down: 6,353

    44. Kansas

    Average home price in this state: $196,956

    How many lattes to buy a house in cash: 32,826

    How many lattes to put 20% down: 6,565

    43. Ohio

    Average home price in this state: $199,325

    How many lattes to buy a house in cash: 33,221

    How many lattes to put 20% down: 6,644

    42. Louisiana

    Average home price in this state: $204,572

    How many lattes to buy a house in cash: 34,095

    How many lattes to put 20% down: 6,819

    hot matcha latte with latte art

    41. Indiana

    Average home price in this state: $207,576

    How many lattes to buy a house in cash: 34,596

    How many lattes to put 20% down: 6,919

    40. Missouri

    Average home price in this state: $216,031

    How many lattes to buy a house in cash: 36,005

    How many lattes to put 20% down: 7,201

    39. Michigan

    Average home price in this state: $220,278

    How many lattes to buy a house in cash: 36,713

    How many lattes to put 20% down: 7,343

    38. Nebraska

    Average home price in this state: $228,087

    How many lattes to buy a house in cash: 38,015

    How many lattes to put 20% down: 7,603

    37. Wisconsin

    Average home price in this state: $251,370

    How many lattes to buy a house in cash: 41,895

    How many lattes to put 20% down: 8,379

    two people holding to-go coffee cups

    36. Pennsylvania

    Average home price in this state: $253,342

    How many lattes to buy a house in cash: 42,224

    How many lattes to put 20% down: 8,445

    35. Illinois

    Average home price in this state: $253,637

    How many lattes to buy a house in cash: 42,273

    How many lattes to put 20% down: 8,455

    34. South Carolina

    Average home price in this state: $266,396

    How many lattes to buy a house in cash: 44,399

    How many lattes to put 20% down: 8,880

    33. Tennessee

    Average home price in this state: $269,250

    How many lattes to buy a house in cash: 44,875

    How many lattes to put 20% down: 8,975

    32. North Dakota

    Average home price in this state: $270,233

    How many lattes to buy a house in cash: 45,039

    How many lattes to put 20% down: 9,008

    barista handing a tray of drinks to a customer

    31. South Dakota

    Average home price in this state: $273,720

    How many lattes to buy a house in cash: 45,620

    How many lattes to put 20% down: 9,124

    30. New Mexico

    Average home price in this state: $274,665

    How many lattes to buy a house in cash: 45,778

    How many lattes to put 20% down: 9,156

    29. Texas

    Average home price in this state: $285,684

    How many lattes to buy a house in cash: 47,614

    How many lattes to put 20% down: 9,523

    28. Georgia

    Average home price in this state: $290,217

    How many lattes to buy a house in cash: 48,370

    How many lattes to put 20% down: 9,674

    27. North Carolina

    Average home price in this state: $291,533

    How many lattes to buy a house in cash: 48,589

    How many lattes to put 20% down: 9,718

    people drinking lattes at a cafe

    26. Wyoming

    Average home price in this state: $303,479

    How many lattes to buy a house in cash: 50,580

    How many lattes to put 20% down: 10,116

    25. Alaska

    Average home price in this state: $323,363

    How many lattes to buy a house in cash: 53,894

    How many lattes to put 20% down: 10,779

    24. Minnesota

    Average home price in this state: $325,052

    How many lattes to buy a house in cash: 54,175

    How many lattes to put 20% down: 10,835

    23. Delaware

    Average home price in this state: $333,539

    How many lattes to buy a house in cash: 55,590

    How many lattes to put 20% down: 11,118

    22. Vermont

    Average home price in this state: $336,726

    How many lattes to buy a house in cash: 56,121

    How many lattes to put 20% down: 11,224

    five lattes on a counter decorated with coffee beans and cinnamon sticks

    21. Maine

    Average home price in this state: $337,856

    How many lattes to buy a house in cash: 56,309

    How many lattes to put 20% down: 11,262

    20. New York

    Average home price in this state: $350,003

    How many lattes to buy a house in cash: 58,334

    How many lattes to put 20% down: 11,667

    19. Virginia

    Average home price in this state: $359,823

    How many lattes to buy a house in cash: 59,971

    How many lattes to put 20% down: 11,994

    18. Connecticut

    Average home price in this state: $360,415

    How many lattes to buy a house in cash: 60,069

    How many lattes to put 20% down: 12,014

    17. Florida

    Average home price in this state: $366,301

    How many lattes to buy a house in cash: 61,050

    How many lattes to put 20% down: 12,210

    an array of lattes

    16. Maryland

    Average home price in this state: $397,529

    How many lattes to buy a house in cash: 66,255

    How many lattes to put 20% down: 13,251

    15. Arizona

    Average home price in this state: $416,486

    How many lattes to buy a house in cash: 69,414

    How many lattes to put 20% down: 13,883

    14. Rhode Island

    Average home price in this state: $416,499

    How many lattes to buy a house in cash: 69,417

    How many lattes to put 20% down: 13,883

    13. Montana

    Average home price in this state: $417,468

    How many lattes to buy a house in cash: 69,578

    How many lattes to put 20% down: 13,916

    12. New Hampshire

    Average home price in this state: $420,823

    How many lattes to buy a house in cash: 70,137

    How many lattes to put 20% down: 14,027

    coffee cups scattered around

    11. Nevada

    Average home price in this state: $440,107

    How many lattes to buy a house in cash: 73,351

    How many lattes to put 20% down: 14,670

    10. New Jersey

    Average home price in this state: $449,425

    How many lattes to buy a house in cash: 74,904

    How many lattes to put 20% down: 14,981

    9. Idaho

    Average home price in this state: $462,281

    How many lattes to buy a house in cash: 77,047

    How many lattes to put 20% down: 15,409

    8. Oregon

    Average home price in this state: $501,909

    How many lattes to buy a house in cash: 83,652

    How many lattes to put 20% down: 16,730

    7. Utah

    Average home price in this state: $544,796

    How many lattes to buy a house in cash: 90,799

    How many lattes to put 20% down: 18,160

    6. Colorado

    Average home price in this state: $563,545

    How many lattes to buy a house in cash: 93,924

    How many lattes to put 20% down: 18,785

    an illustration of coffee cups

    5. Massachusetts

    Average home price in this state: $569,951

    How many lattes to buy a house in cash: 94,992

    How many lattes to put 20% down: 18,998

    4. Washington

    Average home price in this state: $597,128

    How many lattes to buy a house in cash: 99,521

    How many lattes to put 20% down: 19,904

    3. California

    Average home price in this state: $764,358

    How many lattes to buy a house in cash: 127,393

    How many lattes to put 20% down: 25,479

    2. District of Columbia

    Average home price in this state: $803,327

    How many lattes to buy a house in cash: 133,888

    How many lattes to put 20% down: 26,778

    1. Hawaii

    Average home price in this state: $959,134

    How many lattes to buy a house in cash: 159,856

    How many lattes to put 20% down: 31,971

    In conclusion, if you enjoy getting a coffee as a small and affordable luxury, that's between you and your budget. But maaaaybe if you bought, like, 5,000 lattes last year, you might think about cutting back.

    coffee cup that says have a good day smiley face