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    This Finance Lawyer Is Showing People How To Get Expensive Products — Like AirPods, Sephora Makeup, Lululemon Clothes, And Nikes — 100% FREE Through Hidden Loopholes

    United Airlines can reimburse you up to $3,500 for a delayed bag.

    Finance lawyer Erika Kullberg has quickly risen to TikTok fame. Just last week, she was celebrating 1 million followers. And now? She has 4 million to celebrate.

    But Erika is no stranger to catching the attention of millions of people on social media. Last year, she shared how she made $100,000 her first year on YouTube.

    View this video on YouTube

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    She also shared how much she got paid by YouTube for a video that reached a million views.

    So, it's pretty safe to say that Erika knows a lot about money — how to save it, invest it, make it.

    Recently, Erika started going mega-viral on TikTok for sharing videos showing how to get free products. Like this one about Nikes that has over 46 million views:

    @erikakullberg

    What Nike doesn’t want you to know about getting a free pair of shoes #personalfinance #moneytok #money #lawyer ib: @milansinghhh

    ♬ original sound - Money Lawyer Erika

    In the video above, Erika explains how you can get a free pair of Nike shoes under their warranty. According to Nike's ~fine print~ policy, you can get a brand-new pair of shoes or a gift card for the same value if the shoe is damaged within the two-year time period you purchased them.

    @erikakullberg / tiktok.com

    She's shown over 9 million people how to get new Lululemons well past the 30-day return policy...

    @erikakullberg

    What Lululemon doesn’t want you to know about getting free leggings #personalfinance #moneytok #lululemon #lawyer

    ♬ original sound - Money Lawyer Erika

    You fill out a performance return request on their website and, if approved, you get a gift card to get a new pair!

    ...And she's shown nearly 5 million people how to get free products at Sephora (even if it's not your birthday):

    @erikakullberg

    What Sephora doesn’t want you to know about getting free stuff 🤯 #personalfinance #moneytok #lawyer #sephora

    ♬ original sound - Money Lawyer Erika

    Most Sephoras have an "informal policy" that will allow you to claim your free birthday gift any time within the year.

    In honor of Black Friday, which is quickly approaching, Erika showed how you can snag that hot deal at Costco BEFORE the item even goes on sale:

    @erikakullberg

    Secret hack to get early access to Black Friday deals 🤯 #personalfinance #moneytok #lawyer #money

    ♬ original sound - Money Lawyer Erika

    Costco will price match any item that drops in price within 30 days of purchase, so buy it now and fill out a form online to get a gift card for the difference if it goes on sale!

    Erika has shared many more money-saving and -making hacks (more to be shared in this article!), but first, let's get a little insight into Erika's background and how she figures all of this stuff out. BuzzFeed sat down with her to learn more.

    Last year, Erika quit her job as a corporate lawyer and started her own legal tech company called Plug and Law. Since then, she's created a total of 14 passive income streams.

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    Her income sources include things like YouTube ads, affiliate income, sponsorships, white labeling, rental income, and more.

    "Being financially savvy with your money starts with financial literacy. There are two important things: learn how to save money and learn how to make more money. I love talking about money-saving tips, but I’m also really passionate about teaching people how to make more money (i.e., passive income, investing). This is just something I didn’t learn about growing up and I didn’t realize the importance of diversifying your income streams and making your money work for you until later in life," she said.


    Ever since law school, Erika said she's been adamant about reading the terms and conditions of everything very carefully. "I learned about the United Airlines policy because my bag was delayed and, after reading their terms, I discovered that United would reimburse me up to $3,500. Since I discovered this, I’ve had my bag delayed a few times, and each time I get reimbursed for my expenses."

    @erikakullberg

    Free money that United customer service doesn’t want you knowing about #personalfinance #moneytok #airlines #money

    ♬ original sound - Money Lawyer Erika

    "The screenshot in the TikTok is the real expense reimbursement form I submitted once when my bag was delayed," she added.

    "Company terms (like the Nike warranty) exist to protect customers, but if you as a customer aren’t aware of them, it does you no good. I’m reading the fine print and creating TikToks on it so that people are aware that these policies exist. Oftentimes, in my experience, companies keep this information hidden in the fine print, so my goal is to bring it to light so people can benefit from it," she said.

    @erikakullberg

    Stolen airpods? They don’t want you to know this hack 🤯 #lawyer #personalfinance #thankserika #erikataughtme

    ♬ original sound - Money Lawyer Erika

    Above, she explains how many credit cards offer theft protection and, if something like your AirPods get stolen, you can file a claim and get a credit to get new ones!

    Learning these little hacks are definitely helping people save tons of money — like the fact that a 0.9 carat diamond is significantly cheaper than a 1 carat diamond and you can't even tell the difference!

    @erikakullberg

    don’t let diamond stores trick you into this #personalfinance #moneytok #money #diamonds ib: @naamwynn

    ♬ original sound - Money Lawyer Erika

    Erika is also using her platform to share information about mental health and the workplace. For example, if you have depression and/or anxiety, here's how you can take several weeks off with full pay by filing for short-term disability:

    She is also bringing awareness to important topics like pay equality. In her video below, she discuses how it is not illegal to discuss your pay with your coworkers. When employees share their pay with one another, they are able to find unjust pay disparities and fight to get them fixed:

    @erikakullberg

    What companies really don’t want you to know about getting paid more 🤯 #personalfinance #moneytok #money #salary

    ♬ original sound - Money Lawyer Erika

    Overall, Erika's goal is to teach people about money in a way that's easily digestible and not intimidating — and she really wants to focus on helping people make more money. "Money hacks are great, but what I want to do with TikTok is help people build long-term wealth. That starts with financial literacy. The finance education space is typically male-dominated, and I’m trying to change that."

    If you want to learn more about saving and MAKING money, be sure to follow Erika on her website, Instagram, TikTok, and YouTube!