As someone who worked2jobs in high school,3jobs in college and since college-Ihad to take out student loans in order to afford my education.Idon’t regret my education or my decision to take out loans.Ido hate that they have so much control over the fluctuating interest rates and how the $75,000 in loans thatIowe will be over $100,000 with the interest on top of it. IfIcan pay my max $857amonth payments. ThatIhate. ButIwill pay each and every one, more whenIcan, so thatIam not delinquent or contributing to the delinquency of student loan holders in this country. The bigger issue- other than student loans- is the rising costs with higher education.