15 Finance Tools You Should Totally Use Because They're Totally Free

    Money management has never been easier.

    We hope you love the services we recommend! All of them were independently selected by our editors. Just so you know, BuzzFeed may collect a share of sales or other compensation from the links on this page if you decide to shop from them.

    1. Mint helps you keep track of your budget and all your bank, retirement, and investment balances.

    2. Experian lets you monitor your credit report and FICO credit score (and could even help you *boost* your score).

    3. SmartAsset gives you access to online calculators that can help you create solid estimates for your debt, investments, and savings over time.

    Student loan calculator screenshot

    4. Personal Capital allows you to manage your wealth in a ~comprehensive~ way and even gives you access to a financial adviser who can review your portfolio.

    Retirement tracker on a laptop

    5. PocketGuard pretty much takes all the math out of no-budget budgeting.

    6. H&R Block takes the stress out of tax season by helping you file simple returns online without a hitch.

    7. Prism makes it *almost* impossible for you to accidentally miss a bill payment; in other words, late fees caused by forgetfulness are a thing of the past!

    Screenshot showing the app's calendar feature

    8. Ally Bank pays you interest on your savings. But unlike many other online banks, this one lets you set up "buckets" for reaching specific savings goals.

    Phone illustrations showing savings goals and projected balance

    9. Google Sheets — yes, Google Sheets — lets you create budgets and spending trackers to your liking from scratch.

    Dashboard showing savings bar graph, income line graph, and debt pie chart

    10. Debt.com's free finance booklets give you the deets on pretty much everything, from eliminating credit card debt to avoiding foreclosure.

    Booklets on foreclosure, credit scores, credit card debt, and credit cards

    11. The New York Times' Rent vs. Buy calculator helps you figure out if you're better off renting or trying to buy a home based on your specific circumstances.

    Chart showing a cost of $1,455

    12. My Home's CreditSmart financial literacy curriculum teaches you pretty much everything you need to know about managing credit and using it to buy a home.

    Model using a credit card

    13. If you're self-employed or have a side job, Keeper Tax's Quarterly Tax Calculator gives you an idea of how much you'll owe in taxes this quarter.

    Screenshot from the website

    14. ItsDeductible helps you track donations throughout the year so you can deduct them when filing taxes.

    Box of cash

    15. And, Investopedia's Investment Dictionary gives you the definitions of almost every industry term so you can stop being confused by all the jargon you hear.

    Model looking at stock charts on a laptop

    If this sounds like music to your ears (and bank account), check out more of our personal finance posts.