1. Know the Laws
Assuming your debt was sold to a third-party collector, you’re not in for the easiest time of your life. Under the Fair Debt Collection Practices Act, a debt collector cannot lie about legal documents, make up a document to look legal when it isn’t, and they certainly can’t say you’ve committed a crime.
2. Am I Being Scammed?
Don’t automatically assume someone is an actual debt collector and give them your personal information.
This post was created by a user and has not been vetted or endorsed by BuzzFeed's editorial staff. BuzzFeed Community is a place where anyone can post awesome lists and creations. Learn more or post your buzz!
- The death toll from Italy's earthquake rose to 159 people amid efforts to dig out residents still trapped in rubble.
- Donald Trump's campaign paid a Barnes & Noble $55,055 to buy more than 3,500 hardcover copies of his book.
- Scientists found a planet "on our doorstep" that may be habitable. We could send robots to explore it in a century or so 🌍🌠