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The 16 Stages Of Realizing It's Time To Pay Back Your Student Loans, As Explained By Nicki Minaj

"Explained," in the sense that Nicki Minaj gifs tend to explain everything.

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1. You have been out of college for about six months and, not gonna lie, you're feeling pretty damn good about yourself.

4. You finally read the email with the subject, "URGENT," and realize the time has come. The first payment is due in three weeks.

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You are caught off guard. But before reacting in any rash way, you decided to look at how much you owe. Maybe it's not so bad...

16. Aside from the occasional bout of hallucinations, your student loans don't give you much more heartache. They are just another part of life and you deal with it!

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