Also want to add- this advice is from a certified life insurance agent. Planning your life for your loved ones to receive it once you are gone from this world should not advised from a life insurance agent. There are so many things that vary state to state that a insurance agent won't…Â
More importantly have your power of attorney documents prepared.
Stat. Durable POA- Agent you designate to handle your financial affairs, pay taxes on your behalf, pay your bills, etc., when you are incapacitated.
Medical POA- Agent you designate to make medical decisions on your…Â
I personally would not recommend a trust over a will unless that person had a bunch of assets- but I live in the state of Texas and know that dealing with ones estate is a completely different process and varies from state to state.
Yikes. Coming from someone who prepares Wills/Power of Attorneys (and handles probates) there are so many things I would advise not to do and would say is not true. These documents are important so don't spend $89 to get them prepared. It's worth the extra money for an attorney.
If you have a toddler, or even a older child I highly recommend "Octonauts" on Disney Junior (or was on Disney Jr?). It doesn't have that cheesy vibe to it like most baby shows, but it does have adorable characters. These characters live in the "Octopod" in the ocean and they help…Â
I have the Scratch Guard (#2), furniture touch up sticks (#3) and the microfiber blinder duster (#9). I would not recommend any of them.
Scratch Guard- the pins come out constantly. I kept finding myself tightening them until finally I gave up because somehow no matter how tight…Â
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