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1. Every Monday and Tuesday, you're working just to pay off your landlord’s mortgage
2. And where's your landlord?
3. It all started in the 80s
4. When Margaret Thatcher sold off council houses she didn't build any more
5. If you want a job the best place to look is the South East
6. The sensible thing to do would be build more houses but planning restrictions stop the market responding to demand
7. Falling supply of new houses has pushed up prices
8. Rising prices attract investors who like things that go up in value
9. Being richer than first time buyers, investors can afford to put down a larger deposit and outbid them
10. Because they’ve paid so much for the house they pass the extra cost on to you
11. But it's worth it: They now have a captive market of 4 million households
12. Plus, landlords pay no tax on their mortgage interest and make 12 times what they put in
13. And they get to claim 10% of income tax-free for repairs
14. Contracts only last 12 months or less, meaning letting agents have regular opportunities to raise the rent
15. And because letting agent fees make it expensive to move, it is even easier to rinse you
16. Politicians won’t take action unless they think you’ll vote for it
17. The good news is there are now 9 million of us
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