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What's Your Financial Personality?

Are you good with money? Are you Team YOLO or Team Retirement? Take this quiz (and answer honestly!) to find out what your honorary monetary title is.

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  1. 1. First, choose a bald TV character:

    Correct
    Incorrect
    Via a.abcnews.go.com
    Correct
    Incorrect
    Via images.buddytv.com
    Correct
    Incorrect
    Via theyoungfolks.com
    Correct
    Incorrect
    Via static.srcdn.com
  2. 2. If you were gifted $1,000 right now, what would you do with it?

    Tap to play GIF Tap to play GIF
    mrwgifs.com
    Correct
    Incorrect
    Throw it into your checking account
    Correct
    Incorrect
    Um, shopping spree!
    Correct
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    Add it to your emergency fund or other savings
    Correct
    Incorrect
    Pay down your credit card debt
  3. 3. Even better, let's say you win the lottery — what do you do?

    Correct
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    Take the lump sum and quit your job
    Correct
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    Take the lump sum but put it into a growth account/invest it
    Correct
    Incorrect
    Take the structured payout and quit your job
    Correct
    Incorrect
    Take the structured payout but set it aside for savings
  4. 4. How much do you contribute to your 401(k)?

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    I just max out my employer matching
    Correct
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    What's that?
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    I don’t have a 401(k) or an IRA just yet
    Correct
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    5%
  5. 5. It’s time to buy a house — how much are you putting down?

    media.licdn.com
    Correct
    Incorrect
    10%
    Correct
    Incorrect
    20%
    Correct
    Incorrect
    I'm just going to finance it all
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    I can't afford a house right now
  6. 6. What do you use for budgeting?

    Correct
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    A spreadsheet
    Correct
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    An app on my phone
    Correct
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    Envelopes with cash
    Correct
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    I just make sure my checking doesn’t go negative
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    I don't need a budget
  7. 7. And how well do you stick to that budget?

    ncosbm.s3.amazonaws.com
    Correct
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    Pretty well, aside from a splurge or two
    Correct
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    I told you, I don't have a budget
    Correct
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    I know I'm overspending but haven't made any changes just yet
    Correct
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    I stick to my budget but don't have any room for savings
  8. 8. Do you know what your credit score is?

    rebuildcreditscores.com
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    No, but I've been meaning to check
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    I'm too afraid to look
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    Yes, sir
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    Why would I? I already have a credit card
  9. 9. How did you pay for your last vacation?

    az616578.vo.msecnd.net
    Correct
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    Credit card, but I paid it off already
    Correct
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    Credit card and I'm just paying the minimum
    Correct
    Incorrect
    Credit card and I'm working to pay it off now
    Correct
    Incorrect
    I borrowed money from my parents
  10. 10. Lastly, choose a shark

    Correct
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    Via newstalk1010.com
    Correct
    Incorrect
    Via incimages.com
    Correct
    Incorrect
    Via newslines.org
    Correct
    Incorrect
    Via static.parade.com
    Correct
    Incorrect
    Via success.com
    Correct
    Incorrect
    Via a.abcnews.com
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