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What's Your Financial Personality?

Are you good with money? Are you Team YOLO or Team Retirement? Take this quiz (and answer honestly!) to find out what your honorary monetary title is.

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  1. 1. First, choose a bald TV character:

  2. 2. If you were gifted $1,000 right now, what would you do with it?

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    Throw it into your checking account
    Um, shopping spree!
    Add it to your emergency fund or other savings
    Pay down your credit card debt
  3. 3. Even better, let's say you win the lottery — what do you do?

    Take the lump sum and quit your job
    Take the lump sum but put it into a growth account/invest it
    Take the structured payout and quit your job
    Take the structured payout but set it aside for savings
  4. 4. How much do you contribute to your 401(k)?

    I just max out my employer matching
    What's that?
    I don’t have a 401(k) or an IRA just yet
  5. 5. It’s time to buy a house — how much are you putting down?

    I'm just going to finance it all
    I can't afford a house right now
  6. 6. What do you use for budgeting?

    A spreadsheet
    An app on my phone
    Envelopes with cash
    I just make sure my checking doesn’t go negative
    I don't need a budget
  7. 7. And how well do you stick to that budget?

    Pretty well, aside from a splurge or two
    I told you, I don't have a budget
    I know I'm overspending but haven't made any changes just yet
    I stick to my budget but don't have any room for savings
  8. 8. Do you know what your credit score is?

    No, but I've been meaning to check
    I'm too afraid to look
    Yes, sir
    Why would I? I already have a credit card
  9. 9. How did you pay for your last vacation?

    Credit card, but I paid it off already
    Credit card and I'm just paying the minimum
    Credit card and I'm working to pay it off now
    I borrowed money from my parents
  10. 10. Lastly, choose a shark

What's Your Financial Personality?

You got: The Pro

Wow! Either you're lying or you really have your financial life in order. If it's the former — shame on you (but, hey, at least you know the correct answers). If it's the latter — congratulations!

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You got: The Assistant Manager

You know how to manage your money but you're not quite a master just yet. You're doing well but there's room for improvement and you probably know that already. Good luck!

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You got: The Learner

You may have made some financial mistakes in the past but you're trying to set things right. You know what you should do... it's just a matter of actually doing it. Don't give up!

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You got: The Rebel/The Fool

Live like there's no tomorrow, right? Well what if there is? You might want to reevaluate how you handle money so that you can not only enjoy your youth but enjoy retirement as well.

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