Paid PostPosted on Nov 17, 201611 Ways We Spend Our Hard-Earned Cash That Make No SenseFifteen-dollar delivery minimum is nothing, right?by Casper and AffirmBrand PublisherFacebookPinterestTwitterMailLink 1. Signing up for a free trial but being too lazy to cancel when they start to charge. Tap to play GIF Tap to play GIF BuzzFeed *sees canceling requires speaking to an actual human* Eh, it's only $10. 2. Making $20 stretch at the beginning of the month but immediately blowing through your second paycheck. iStock Ugh, so broke. 3. Wasting money on ATM fees instead of cashing in on credit card reward points. Tap to play GIF Tap to play GIF Metro-Goldwyn-Mayer / Via rinibb-blog.tumblr.com Even if the purchase is only $1, you might as well get those sweet rewards. 4. Planning a week of meals to save money but ordering takeout because you're too lazy to get out of bed. iStock *sees $15 delivery minimum* That's not so bad. 5. Splurging on the latest smartphone you don't need but still somehow "too broke to hang out." Tap to play GIF Tap to play GIF BuzzFeed Tbh you can stream TV from your new phone and catch up with your "friends" all day. 6. Offering to pay for everyone's dinner for the points but then collecting interest from the large balance. Tap to play GIF Tap to play GIF NBC / Via the-reactiongifs.tumblr.com Hey, ummm...think you could send that money for dinner? 7. Using only a third of the groceries you bought. Tap to play GIF Tap to play GIF 10 by 10 Entertainment / Via rafi-dangelo-pictures.tumblr.com To be fair, making sweet potato fries sounded totally awesome at the time. 8. Buying the cheapest thing on the menu but also getting a $14 cocktail. Tap to play GIF Tap to play GIF Universal Pictures / Via accordingtookayla.tumblr.com But tbh, $12 for a salad is still a bit ridic. 9. Justifying upgrading to a better apartment but keeping the same ratty furniture. iStock There are ways to get better furniture. Your butt deserves better. YOU deserve better. 10. Not paying extra for guac but spending $4 to get your own money out of an ATM. Tap to play GIF Tap to play GIF Via smoothsilkk.tumblr.com It's your money, and you want it now! 11. Paying just as much on shipping as you did on the item. Tap to play GIF Tap to play GIF FOX / Via morningg.tk Do people even go to stores anymore? There's a smarter way to spend. With Affirm, financing big purchases like an insanely comfy Casper mattress is easier than ever.