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6 Charts To Help You Understand Your Credit Score

Knowing your credit score is the first step toward controlling your credit score. CreditWise is a new tool from Capital One that gives you free access to your credit score and helps you understand the factors that affect it. Find out more.

Your credit score is a measure that lenders use to determine how risky you might be to lend money to. We’ve created six charts below to help you understand the ins and outs of your credit score. Read on and learn!

1. There are three major credit reference agencies in the UK.

2. Your credit score may differ across credit reference agencies.

3. A number of factors determine your credit score.

4. If your credit score isn’t what you want it to be, small steps can help to improve it.

5. A longer credit history can also contribute toward a stronger credit score – as long as you've been using any available credit that you have responsibly.

6. Monitoring your credit score is one step towards looking after your financial health and getting access to the financial opportunities you want in your life.

Ready to take control of your financial health and start owning your credit score? CreditWise is a new tool from Capital One that gives you free access to your credit score and helps you understand the factors that affect it. Find out more.