Here's How To Make Your Money Go Further In 2023

With the right credit card in your wallet, earning cash back has never been so easy.

Many people begin the new year with big goals, but in between the hustle and bustle of everyday life, it's easy to forget about them. Thankfully, it's never too late to reevaluate your priorities — especially those related to your personal finances. Where are you spending, how are you saving, and what could you be doing differently to make your money go further?

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There are lots of easy ways to get your finances on track toward your goals. Try refreshing your budget, taking advantage of automatic savings tools, and being more mindful about purchases.

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And while you're at it, look into a credit card that can help you earn financial rewards while you spend, like the Bank of America® Customized Cash Rewards Credit Card.

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This card helps you earn cash back on everything you buy. It’s an easy way to offset costs on the everyday purchases you’re already making; plus, there's no annual fee!

With the Customized Cash Rewards Credit Card, you can earn 3% cash back in a category of your choice, which you can change each month to align with your spending needs.

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You can choose 3% back on gas...

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Earn cash at the pump, service stations, marinas, and fuel dealers.

Dining...

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Let someone else do the cooking while you put dollars in your pocket.

Travel...

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Earn money back on everything from transportation (parking, public transit, taxis/rideshare, and airfare) to destinations (hotels, tourist attractions, campgrounds, and boat rentals).

Online shopping...

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It's like getting paid to buy books, fashion, electronics, toys, and everything else you want.

Home improvement and furnishings...

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Offset costs on home upgrades with cash back on furniture, hardware supplies, plumbers, electricians, landscapers, carpenters, and other contractors.

...or drug stores.

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Stopping by to get a flu shot, prescriptions, health and beauty items, vitamins, or batteries? Earn cash back while you're doing it.

Also get 2%* back at grocery stores and wholesale clubs...

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Haul in rewards with your weekly grocery haul.

And 1% cash back on everything else.

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Even when you're not shopping in your category of choice, you'll still get rewarded!

Ready to start boosting your earnings? Apply now to get a $200 online cash rewards bonus offer** and learn more at BankofAmerica.com/CustomizedCash.

*Earn 3% and 2% cash back on the first $2,500 in combined choice category and grocery store / wholesale club purchases each quarter, then earn an unlimited 1% thereafter.

**$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.