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How Normal Are Your Money Habits?

Take our totally unscientific survey and see how your financial situation compares to others.

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  1. First things first: What's your annual salary?

    Correct
    Incorrect
    Under $20,000
    Correct
    Incorrect
    $20,001 - $40,000
    Correct
    Incorrect
    $40,001 - $60,000
    Correct
    Incorrect
    $60,001 - $80,000
    Correct
    Incorrect
    $80,001 - $100,000
    Correct
    Incorrect
    Over $100,000
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First things first: What's your annual salary?
  1.  
    vote votes
    Under $20,000
  2.  
    vote votes
    $20,001 - $40,000
  3.  
    vote votes
    $40,001 - $60,000
  4.  
    vote votes
    $60,001 - $80,000
  5.  
    vote votes
    $80,001 - $100,000
  6.  
    vote votes
    Over $100,000
  1. Do you have a budget?

    Correct
    Incorrect
    No.
    Correct
    Incorrect
    Yes, but I go over all the time.
    Correct
    Incorrect
    Yes, and I live by it strictly.
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Do you have a budget?
  1.  
    vote votes
    No.
  2.  
    vote votes
    Yes, but I go over all the time.
  3.  
    vote votes
    Yes, and I live by it strictly.
  1. How often do you check your bank balance?

    Correct
    Incorrect
    Once a week or so
    Correct
    Incorrect
    Daily
    Correct
    Incorrect
    Multiple times a day
    Correct
    Incorrect
    Haaaaahahahahaa never
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How often do you check your bank balance?
  1.  
    vote votes
    Once a week or so
  2.  
    vote votes
    Daily
  3.  
    vote votes
    Multiple times a day
  4.  
    vote votes
    Haaaaahahahahaa never
  1. How much cash do you have on you right now?

    Correct
    Incorrect
    Maybe some change?
    Correct
    Incorrect
    $1-50
    Correct
    Incorrect
    $51-100
    Correct
    Incorrect
    Over $100
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How much cash do you have on you right now?
  1.  
    vote votes
    Maybe some change?
  2.  
    vote votes
    $1-50
  3.  
    vote votes
    $51-100
  4.  
    vote votes
    Over $100
  1. How do you carry that cash?

    Correct
    Incorrect
    Wallet
    Correct
    Incorrect
    Money clip
    Correct
    Incorrect
    Pouch/bag
    Correct
    Incorrect
    Crumpled in my pockets
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How do you carry that cash?
  1.  
    vote votes
    Wallet
  2.  
    vote votes
    Money clip
  3.  
    vote votes
    Pouch/bag
  4.  
    vote votes
    Crumpled in my pockets
  1. Checkbooks?

    Correct
    Incorrect
    I use mine all the time!
    Correct
    Incorrect
    I have one for emergencies.
    Correct
    Incorrect
    I literally wouldn't even know how to write a check.
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Checkbooks?
  1.  
    vote votes
    I use mine all the time!
  2.  
    vote votes
    I have one for emergencies.
  3.  
    vote votes
    I literally wouldn't even know how to write a check.
  1. How are you most likely to pay for something?

    Correct
    Incorrect
    Cash
    Correct
    Incorrect
    Credit card
    Correct
    Incorrect
    Debit card
    Correct
    Incorrect
    Check
    Correct
    Incorrect
    Other
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How are you most likely to pay for something?
  1.  
    vote votes
    Cash
  2.  
    vote votes
    Credit card
  3.  
    vote votes
    Debit card
  4.  
    vote votes
    Check
  5.  
    vote votes
    Other
  1. What's the greatest source of your debt?

    Correct
    Incorrect
    Credit card(s)
    Correct
    Incorrect
    Student loan(s)
    Correct
    Incorrect
    Medical bill(s)
    Correct
    Incorrect
    Mortgage(s)
    Correct
    Incorrect
    Auto loan(s)
    Correct
    Incorrect
    Small business loan(s)
    Correct
    Incorrect
    Personal loan(s)
    Correct
    Incorrect
    Other
    Correct
    Incorrect
    I'm not in debt
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What's the greatest source of your debt?
  1.  
    vote votes
    Credit card(s)
  2.  
    vote votes
    Student loan(s)
  3.  
    vote votes
    Medical bill(s)
  4.  
    vote votes
    Mortgage(s)
  5.  
    vote votes
    Auto loan(s)
  6.  
    vote votes
    Small business loan(s)
  7.  
    vote votes
    Personal loan(s)
  8.  
    vote votes
    Other
  9.  
    vote votes
    I'm not in debt
  1. How much do you owe?

    Correct
    Incorrect
    Under $10,000
    Correct
    Incorrect
    $10,001 - $25,000
    Correct
    Incorrect
    $25,001 - $50,000
    Correct
    Incorrect
    $50,001 - $75,000
    Correct
    Incorrect
    $75,001 - $100,000
    Correct
    Incorrect
    Over $100,000
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How much do you owe?
  1.  
    vote votes
    Under $10,000
  2.  
    vote votes
    $10,001 - $25,000
  3.  
    vote votes
    $25,001 - $50,000
  4.  
    vote votes
    $50,001 - $75,000
  5.  
    vote votes
    $75,001 - $100,000
  6.  
    vote votes
    Over $100,000
  1. What's your retirement plan?

    Correct
    Incorrect
    It's solid — I've got a growing IRA, 401(k), or similar plan.
    Correct
    Incorrect
    I put money into a savings account when I can.
    Correct
    Incorrect
    Live fast, die young.
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What's your retirement plan?
  1.  
    vote votes
    It's solid — I've got a growing IRA, 401(k), or similar plan.
  2.  
    vote votes
    I put money into a savings account when I can.
  3.  
    vote votes
    Live fast, die young.
  1. What percentage of your salary goes to rent?

    Correct
    Incorrect
    Under 25%
    Correct
    Incorrect
    26-50%
    Correct
    Incorrect
    51-75%
    Correct
    Incorrect
    76-100%
    Correct
    Incorrect
    I don't rent.
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What percentage of your salary goes to rent?
  1.  
    vote votes
    Under 25%
  2.  
    vote votes
    26-50%
  3.  
    vote votes
    51-75%
  4.  
    vote votes
    76-100%
  5.  
    vote votes
    I don't rent.
  1. Who pays your bills?

    Correct
    Incorrect
    Just me
    Correct
    Incorrect
    My parents help
    Correct
    Incorrect
    My parents pay everything
    Correct
    Incorrect
    My significant other helps
    Correct
    Incorrect
    My significant other pays everything
    Correct
    Incorrect
    Other
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Who pays your bills?
  1.  
    vote votes
    Just me
  2.  
    vote votes
    My parents help
  3.  
    vote votes
    My parents pay everything
  4.  
    vote votes
    My significant other helps
  5.  
    vote votes
    My significant other pays everything
  6.  
    vote votes
    Other
  1. Do you lend to or borrow from loved ones?

    Correct
    Incorrect
    Either, any time.
    Correct
    Incorrect
    I'll lend, but not borrow.
    Correct
    Incorrect
    I'll borrow, but not lend.
    Correct
    Incorrect
    Neither — money always makes a mess of things.
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Do you lend to or borrow from loved ones?
  1.  
    vote votes
    Either, any time.
  2.  
    vote votes
    I'll lend, but not borrow.
  3.  
    vote votes
    I'll borrow, but not lend.
  4.  
    vote votes
    Neither — money always makes a mess of things.
  1. You lent money to someone, and a week later they haven't paid you back. What do you do?

    Correct
    Incorrect
    Ask them for your money.
    Correct
    Incorrect
    Find some way to talk about money in front of them, and when they say, "Oh, I need to pay you!" act like you had forgotten they even owed it.
    Correct
    Incorrect
    Wait a little longer and re-evaluate.
    Correct
    Incorrect
    Chalk it up to a loss and move on.
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You lent money to someone, and a week later they haven't paid you back. What do you do?
  1.  
    vote votes
    Ask them for your money.
  2.  
    vote votes
    Find some way to talk about money in front of them, and when they say, "Oh, I need to pay you!" act like you had forgotten they even owed it.
  3.  
    vote votes
    Wait a little longer and re-evaluate.
  4.  
    vote votes
    Chalk it up to a loss and move on.
  1. How does money affect your friendships?

    Correct
    Incorrect
    I make more money than most of my friends, so it's weird.
    Correct
    Incorrect
    I make less money than most of my friends, so it's weird.
    Correct
    Incorrect
    It doesn't affect my friendships.
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How does money affect your friendships?
  1.  
    vote votes
    I make more money than most of my friends, so it's weird.
  2.  
    vote votes
    I make less money than most of my friends, so it's weird.
  3.  
    vote votes
    It doesn't affect my friendships.
  1. How do you and your significant other handle finances?

    Correct
    Incorrect
    We keep our money completely separate.
    Correct
    Incorrect
    Our bank accounts are separate but we share expenses (bills, groceries, etc.).
    Correct
    Incorrect
    We have a joint account — my money is theirs, their money is mine.
    Correct
    Incorrect
    I don't have a significant other.
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How do you and your significant other handle finances?
  1.  
    vote votes
    We keep our money completely separate.
  2.  
    vote votes
    Our bank accounts are separate but we share expenses (bills, groceries, etc.).
  3.  
    vote votes
    We have a joint account — my money is theirs, their money is mine.
  4.  
    vote votes
    I don't have a significant other.
  1. Have you ever broken up with someone for money-related reasons?

    Correct
    Incorrect
    Yes, because they were too poor.
    Correct
    Incorrect
    Yes, because they were too rich.
    Correct
    Incorrect
    Nope.
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Have you ever broken up with someone for money-related reasons?
  1.  
    vote votes
    Yes, because they were too poor.
  2.  
    vote votes
    Yes, because they were too rich.
  3.  
    vote votes
    Nope.
  1. You're out to dinner with friends and the bill comes. What happens?

    Correct
    Incorrect
    Everyone pays for what they got.
    Correct
    Incorrect
    Everyone splits the bill evenly.
    Correct
    Incorrect
    I take care of it, and people can pay me whatever when they can.
    Correct
    Incorrect
    I just wait for someone to tell me what I owe.
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You're out to dinner with friends and the bill comes. What happens?
  1.  
    vote votes
    Everyone pays for what they got.
  2.  
    vote votes
    Everyone splits the bill evenly.
  3.  
    vote votes
    I take care of it, and people can pay me whatever when they can.
  4.  
    vote votes
    I just wait for someone to tell me what I owe.
  1. If you buy something you later regret, what do you do?

    Correct
    Incorrect
    Return it, duh!
    Correct
    Incorrect
    Eat the cost and either give it away or leave it in the corner of your closet forever.
    Correct
    Incorrect
    I've never regretted any shopping decision.
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If you buy something you later regret, what do you do?
  1.  
    vote votes
    Return it, duh!
  2.  
    vote votes
    Eat the cost and either give it away or leave it in the corner of your closet forever.
  3.  
    vote votes
    I've never regretted any shopping decision.
  1. Do you give to panhandlers or street performers?

    Correct
    Incorrect
    Always
    Correct
    Incorrect
    Sometimes
    Correct
    Incorrect
    Only to panhandlers
    Correct
    Incorrect
    Only to street performers
    Correct
    Incorrect
    Only if someone else is with me
    Correct
    Incorrect
    Never
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Do you give to panhandlers or street performers?
  1.  
    vote votes
    Always
  2.  
    vote votes
    Sometimes
  3.  
    vote votes
    Only to panhandlers
  4.  
    vote votes
    Only to street performers
  5.  
    vote votes
    Only if someone else is with me
  6.  
    vote votes
    Never
  1. If you had to name your last three purchases, could you?

    Correct
    Incorrect
    Yes.
    Correct
    Incorrect
    Probably, if I had time to think about it.
    Correct
    Incorrect
    No way.
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If you had to name your last three purchases, could you?
  1.  
    vote votes
    Yes.
  2.  
    vote votes
    Probably, if I had time to think about it.
  3.  
    vote votes
    No way.
  1. Will you use an ATM if it charges you a fee?

    Correct
    Incorrect
    Yes.
    Correct
    Incorrect
    I mean, if there's really no other option and I need it.
    Correct
    Incorrect
    HELL no.
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Will you use an ATM if it charges you a fee?
  1.  
    vote votes
    Yes.
  2.  
    vote votes
    I mean, if there's really no other option and I need it.
  3.  
    vote votes
    HELL no.
  1. Do you coupon/Groupon?

    Correct
    Incorrect
    Yeah, no shame in saving money.
    Correct
    Incorrect
    Sometimes, but I don't love doing it.
    Correct
    Incorrect
    No, but mostly because I'm lazy.
    Correct
    Incorrect
    No, it would be too embarrassing.
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Do you coupon/Groupon?
  1.  
    vote votes
    Yeah, no shame in saving money.
  2.  
    vote votes
    Sometimes, but I don't love doing it.
  3.  
    vote votes
    No, but mostly because I'm lazy.
  4.  
    vote votes
    No, it would be too embarrassing.
  1. Do you talk openly about money?

    Correct
    Incorrect
    No, because it's tacky and impolite.
    Correct
    Incorrect
    No, because it's boring.
    Correct
    Incorrect
    Yeah, why not?
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Do you talk openly about money?
  1.  
    vote votes
    No, because it's tacky and impolite.
  2.  
    vote votes
    No, because it's boring.
  3.  
    vote votes
    Yeah, why not?