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How Normal Are Your Money Habits?

Take our totally unscientific survey and see how your financial situation compares to others.

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  1. First things first: What's your annual salary?

    Under $20,000
    $20,001 - $40,000
    $40,001 - $60,000
    $60,001 - $80,000
    $80,001 - $100,000
    Over $100,000

How Normal Are Your Money Habits?

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First things first: What's your annual salary?
  1.  
    vote votes
    Under $20,000
  2.  
    vote votes
    $20,001 - $40,000
  3.  
    vote votes
    $40,001 - $60,000
  4.  
    vote votes
    $60,001 - $80,000
  5.  
    vote votes
    $80,001 - $100,000
  6.  
    vote votes
    Over $100,000
  1. Do you have a budget?

    No.
    Yes, but I go over all the time.
    Yes, and I live by it strictly.

How Normal Are Your Money Habits?

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Do you have a budget?
  1.  
    vote votes
    No.
  2.  
    vote votes
    Yes, but I go over all the time.
  3.  
    vote votes
    Yes, and I live by it strictly.
  1. How often do you check your bank balance?

    Once a week or so
    Daily
    Multiple times a day
    Haaaaahahahahaa never

How Normal Are Your Money Habits?

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How often do you check your bank balance?
  1.  
    vote votes
    Once a week or so
  2.  
    vote votes
    Daily
  3.  
    vote votes
    Multiple times a day
  4.  
    vote votes
    Haaaaahahahahaa never
  1. How much cash do you have on you right now?

    Maybe some change?
    $1-50
    $51-100
    Over $100

How Normal Are Your Money Habits?

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How much cash do you have on you right now?
  1.  
    vote votes
    Maybe some change?
  2.  
    vote votes
    $1-50
  3.  
    vote votes
    $51-100
  4.  
    vote votes
    Over $100
  1. How do you carry that cash?

    Wallet
    Money clip
    Pouch/bag
    Crumpled in my pockets

How Normal Are Your Money Habits?

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How do you carry that cash?
  1.  
    vote votes
    Wallet
  2.  
    vote votes
    Money clip
  3.  
    vote votes
    Pouch/bag
  4.  
    vote votes
    Crumpled in my pockets
  1. Checkbooks?

    I use mine all the time!
    I have one for emergencies.
    I literally wouldn't even know how to write a check.

How Normal Are Your Money Habits?

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Checkbooks?
  1.  
    vote votes
    I use mine all the time!
  2.  
    vote votes
    I have one for emergencies.
  3.  
    vote votes
    I literally wouldn't even know how to write a check.
  1. How are you most likely to pay for something?

    Cash
    Credit card
    Debit card
    Check
    Other

How Normal Are Your Money Habits?

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How are you most likely to pay for something?
  1.  
    vote votes
    Cash
  2.  
    vote votes
    Credit card
  3.  
    vote votes
    Debit card
  4.  
    vote votes
    Check
  5.  
    vote votes
    Other
  1. What's the greatest source of your debt?

    Credit card(s)
    Student loan(s)
    Medical bill(s)
    Mortgage(s)
    Auto loan(s)
    Small business loan(s)
    Personal loan(s)
    Other
    I'm not in debt

How Normal Are Your Money Habits?

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What's the greatest source of your debt?
  1.  
    vote votes
    Credit card(s)
  2.  
    vote votes
    Student loan(s)
  3.  
    vote votes
    Medical bill(s)
  4.  
    vote votes
    Mortgage(s)
  5.  
    vote votes
    Auto loan(s)
  6.  
    vote votes
    Small business loan(s)
  7.  
    vote votes
    Personal loan(s)
  8.  
    vote votes
    Other
  9.  
    vote votes
    I'm not in debt
  1. How much do you owe?

    Under $10,000
    $10,001 - $25,000
    $25,001 - $50,000
    $50,001 - $75,000
    $75,001 - $100,000
    Over $100,000

How Normal Are Your Money Habits?

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How much do you owe?
  1.  
    vote votes
    Under $10,000
  2.  
    vote votes
    $10,001 - $25,000
  3.  
    vote votes
    $25,001 - $50,000
  4.  
    vote votes
    $50,001 - $75,000
  5.  
    vote votes
    $75,001 - $100,000
  6.  
    vote votes
    Over $100,000
  1. What's your retirement plan?

    It's solid — I've got a growing IRA, 401(k), or similar plan.
    I put money into a savings account when I can.
    Live fast, die young.

How Normal Are Your Money Habits?

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What's your retirement plan?
  1.  
    vote votes
    It's solid — I've got a growing IRA, 401(k), or similar plan.
  2.  
    vote votes
    I put money into a savings account when I can.
  3.  
    vote votes
    Live fast, die young.
  1. What percentage of your salary goes to rent?

    Under 25%
    26-50%
    51-75%
    76-100%
    I don't rent.

How Normal Are Your Money Habits?

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What percentage of your salary goes to rent?
  1.  
    vote votes
    Under 25%
  2.  
    vote votes
    26-50%
  3.  
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    51-75%
  4.  
    vote votes
    76-100%
  5.  
    vote votes
    I don't rent.
  1. Who pays your bills?

    Just me
    My parents help
    My parents pay everything
    My significant other helps
    My significant other pays everything
    Other

How Normal Are Your Money Habits?

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Who pays your bills?
  1.  
    vote votes
    Just me
  2.  
    vote votes
    My parents help
  3.  
    vote votes
    My parents pay everything
  4.  
    vote votes
    My significant other helps
  5.  
    vote votes
    My significant other pays everything
  6.  
    vote votes
    Other
  1. Do you lend to or borrow from loved ones?

    Either, any time.
    I'll lend, but not borrow.
    I'll borrow, but not lend.
    Neither — money always makes a mess of things.

How Normal Are Your Money Habits?

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Do you lend to or borrow from loved ones?
  1.  
    vote votes
    Either, any time.
  2.  
    vote votes
    I'll lend, but not borrow.
  3.  
    vote votes
    I'll borrow, but not lend.
  4.  
    vote votes
    Neither — money always makes a mess of things.
  1. You lent money to someone, and a week later they haven't paid you back. What do you do?

    Ask them for your money.
    Find some way to talk about money in front of them, and when they say, "Oh, I need to pay you!" act like you had forgotten they even owed it.
    Wait a little longer and re-evaluate.
    Chalk it up to a loss and move on.

How Normal Are Your Money Habits?

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You lent money to someone, and a week later they haven't paid you back. What do you do?
  1.  
    vote votes
    Ask them for your money.
  2.  
    vote votes
    Find some way to talk about money in front of them, and when they say, "Oh, I need to pay you!" act like you had forgotten they even owed it.
  3.  
    vote votes
    Wait a little longer and re-evaluate.
  4.  
    vote votes
    Chalk it up to a loss and move on.
  1. How does money affect your friendships?

    I make more money than most of my friends, so it's weird.
    I make less money than most of my friends, so it's weird.
    It doesn't affect my friendships.

How Normal Are Your Money Habits?

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How does money affect your friendships?
  1.  
    vote votes
    I make more money than most of my friends, so it's weird.
  2.  
    vote votes
    I make less money than most of my friends, so it's weird.
  3.  
    vote votes
    It doesn't affect my friendships.
  1. How do you and your significant other handle finances?

    We keep our money completely separate.
    Our bank accounts are separate but we share expenses (bills, groceries, etc.).
    We have a joint account — my money is theirs, their money is mine.
    I don't have a significant other.

How Normal Are Your Money Habits?

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How do you and your significant other handle finances?
  1.  
    vote votes
    We keep our money completely separate.
  2.  
    vote votes
    Our bank accounts are separate but we share expenses (bills, groceries, etc.).
  3.  
    vote votes
    We have a joint account — my money is theirs, their money is mine.
  4.  
    vote votes
    I don't have a significant other.
  1. Have you ever broken up with someone for money-related reasons?

    Yes, because they were too poor.
    Yes, because they were too rich.
    Nope.

How Normal Are Your Money Habits?

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Have you ever broken up with someone for money-related reasons?
  1.  
    vote votes
    Yes, because they were too poor.
  2.  
    vote votes
    Yes, because they were too rich.
  3.  
    vote votes
    Nope.
  1. You're out to dinner with friends and the bill comes. What happens?

    Everyone pays for what they got.
    Everyone splits the bill evenly.
    I take care of it, and people can pay me whatever when they can.
    I just wait for someone to tell me what I owe.

How Normal Are Your Money Habits?

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You're out to dinner with friends and the bill comes. What happens?
  1.  
    vote votes
    Everyone pays for what they got.
  2.  
    vote votes
    Everyone splits the bill evenly.
  3.  
    vote votes
    I take care of it, and people can pay me whatever when they can.
  4.  
    vote votes
    I just wait for someone to tell me what I owe.
  1. If you buy something you later regret, what do you do?

    Return it, duh!
    Eat the cost and either give it away or leave it in the corner of your closet forever.
    I've never regretted any shopping decision.

How Normal Are Your Money Habits?

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If you buy something you later regret, what do you do?
  1.  
    vote votes
    Return it, duh!
  2.  
    vote votes
    Eat the cost and either give it away or leave it in the corner of your closet forever.
  3.  
    vote votes
    I've never regretted any shopping decision.
  1. Do you give to panhandlers or street performers?

    Always
    Sometimes
    Only to panhandlers
    Only to street performers
    Only if someone else is with me
    Never

How Normal Are Your Money Habits?

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Do you give to panhandlers or street performers?
  1.  
    vote votes
    Always
  2.  
    vote votes
    Sometimes
  3.  
    vote votes
    Only to panhandlers
  4.  
    vote votes
    Only to street performers
  5.  
    vote votes
    Only if someone else is with me
  6.  
    vote votes
    Never
  1. If you had to name your last three purchases, could you?

    Yes.
    Probably, if I had time to think about it.
    No way.

How Normal Are Your Money Habits?

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If you had to name your last three purchases, could you?
  1.  
    vote votes
    Yes.
  2.  
    vote votes
    Probably, if I had time to think about it.
  3.  
    vote votes
    No way.
  1. Will you use an ATM if it charges you a fee?

    Yes.
    I mean, if there's really no other option and I need it.
    HELL no.

How Normal Are Your Money Habits?

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Will you use an ATM if it charges you a fee?
  1.  
    vote votes
    Yes.
  2.  
    vote votes
    I mean, if there's really no other option and I need it.
  3.  
    vote votes
    HELL no.
  1. Do you coupon/Groupon?

    Yeah, no shame in saving money.
    Sometimes, but I don't love doing it.
    No, but mostly because I'm lazy.
    No, it would be too embarrassing.

How Normal Are Your Money Habits?

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Do you coupon/Groupon?
  1.  
    vote votes
    Yeah, no shame in saving money.
  2.  
    vote votes
    Sometimes, but I don't love doing it.
  3.  
    vote votes
    No, but mostly because I'm lazy.
  4.  
    vote votes
    No, it would be too embarrassing.
  1. Do you talk openly about money?

    No, because it's tacky and impolite.
    No, because it's boring.
    Yeah, why not?

How Normal Are Your Money Habits?

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Do you talk openly about money?
  1.  
    vote votes
    No, because it's tacky and impolite.
  2.  
    vote votes
    No, because it's boring.
  3.  
    vote votes
    Yeah, why not?
  1. Where does most of your disposable income go?

    Shopping
    Food / Alcohol
    Travel
    Entertainment
    Savings
    Health / Fitness
    Charity
    LOL "disposable income"

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Where does most of your disposable income go?
  1.  
    vote votes
    Shopping
  2.  
    vote votes
    Food / Alcohol
  3.  
    vote votes
    Travel
  4.  
    vote votes
    Entertainment
  5.  
    vote votes
    Savings
  6.  
    vote votes
    Health / Fitness
  7.  
    vote votes
    Charity
  8.  
    vote votes
    LOL "disposable income"
  1. Do you feel like you ~get~ money?

    I'm basically an economist.
    Sure, for the most part.
    It is forever a mystery.

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Do you feel like you ~get~ money?
  1.  
    vote votes
    I'm basically an economist.
  2.  
    vote votes
    Sure, for the most part.
  3.  
    vote votes
    It is forever a mystery.
  1. In general, how much does your financial situation stress you out?

    I never think about it. Cool as a cucumber!
    Enough to keep me spending sensibly.
    It keeps me up at night.

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In general, how much does your financial situation stress you out?
  1.  
    vote votes
    I never think about it. Cool as a cucumber!
  2.  
    vote votes
    Enough to keep me spending sensibly.
  3.  
    vote votes
    It keeps me up at night.
  1. More money, more problems?

    Yes.
    No.

How Normal Are Your Money Habits?

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More money, more problems?
  1.  
    vote votes
    Yes.
  2.  
    vote votes
    No.