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1. A user-friendly, monthly budget planner that will help you keep track of your expenses by category so you see the bigger picture of your spending habits — and where you can make cut backs.
2. A planner which comes with 12 monthly pockets for receipts and timely bills so you have everything in one organized place.
3. A wildly popular book (it literally has over 5,400 positive reviews) to give a read. It lays out simple, no-nonsense steps that'll help you regain control of your finances.
4. A set of color-coded envelopes — like the ones mentioned in the review above — that you can designate for certain expense categories. When the envelope is empty, you stop spending money for that category.
5. Digit — an app to do mindless saving for you. It pulls small amounts of money from your bank account daily, so (over time) you earn a nice little rainy day fund.
6. A weekly meal plan pad that will force you to do more cookin' and less eatin' out (because ordering takeout every night adds up fast!).
7. A pre-planned grocery notepad — use it each week so you can go to the store and ONLY buy what you need, which will help you save some $$ in the long run.
8. A (very cute) thin budget book to add to your bigger day-to-day planner. It's small and compact so it can slip into your agenda, and it provides templates to help you lay out your expenses.
9. Plus some adorable budget stickers for whichever planner you're using (to remind you of bill due dates and help keep visual track of spending).
10. A hilariously charming self-help book so you can get excited about the idea of budgeting and understand what it will look like in your own life.
11. A bullet journal (if you're looking to be a little more ~creative~) for designing your own budgeting spreads so the experience feels more customized and tailored to your goals.
12. A pre-made, downloadable expense tracker spreadsheet that allows you to enter your own budgets (it does all the math for you — thank goodness) and clearly see your spending habits.
13. A book that'll give you comprehensible advice on how to manage (or START managing, *cough cough* recent grads!) your finances. The whole idea is that there are nine simple budgeting rules — all of which can fit on an index card.