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    10 Seriously Useful Money Tips That Everyone Can Use

    There are lots of ways to make a small amount of extra money without disrupting your day to day life.

    1. Calculate what your bills will look like each month, and save for them in advance.

    2. Become aware of emotional spending.

    3. Wait 24 hours before you buy something.

    4. Talk to a financial planner.

    5. If you can't afford a financial planner, then refresh your browser bookmarks.

    6. Try a saving challenge.

    7. Or try a formal savings plan.

    8. Try the Friday estimate.

    9. Make some money from the things you already do!

    10. Think seriously about your pension, but don't panic.