We recently asked members of the BuzzFeed Community for their best money saving tips. Here are some of their best suggestions.
1. Cook your meals in bulk.
2. Save boozing for the weekends.
"I stopped drinking during the work week – it’s healthier, and it has saved me an extra $200 a month!! You don’t realize how much a ‘glass of wine with dinner’ can add up!" – artistthateats
3. Try a fixed saving challenge.
"I learned a new one recently which I’m trying to do. Put away £1 in the first week of the year, £2 in the second week etc (basically £10 for all of January) and increase it by £1 every week. The most you ever part with is £202 in December, but you can always do it in reverse so that you save the most at the beginning of the year rather than at the end as a way to save up for Christmas (i.e. £202 in January, £10 in December).
"The other way of doing this is a fixed £106 per month. Over the year both of these methods mean that you’ll have saved £1272 and even if £100ish a month isn’t affordable, you can always halve it and end up with just over £600. Even better, because you have months where you’re saving such a small amount, if you’re doing ok that month, double it or triple it and you’ll end up with more than you hoped for. If you are a bit strapped, it won’t break the bank to wait until pay day to try to meet your target and if you can’t, it’s fine. Save what you can, when you can afford to." – hannahw41c19af6c
4. No matter how small.
5. Work out your hourly rate.
"Give some context to your spending. Work out how much you earn an hour and imagine you get paid in things not cash. Ask yourself, “Would I work for two hours just to get that jumper in return?” If it’s not worth work, it’s not worth your money. " – rochellee4b3b5acc9
6. Set up an emergency fund.
"Set aside at least 500 (eventually up to 6 months of your wages) built over however long you need that you can dip into for things like my car broke, insurance copays, plumbers etc that can be a huge financial drain if they happen with no plan. Once you have one the amount of stress you have over these events plummet." – kandiseb
7. Keep track of your bills.
8. Look into offers on your credit card.
"Get a cashback credit card and set the limit to what your monthly bills are and put everything you can on there (electric, cable, cellphone, etc assuming they don’t charge a fee) Use the money you would have used from your checking account to pay it off every month. It’s stuff you have to buy anyways and you get cash back that you can automatically transfer to a savings account. Last year I used my cash back to pay for Christmas!
"And if you ARE paying any interest on a credit card, do a balance transfer to another credit card. You will save so much money on interest and then just make a plan to get it paid off." – whatohhellnoholduphuhohok
9. Try using only cash.
"After my divorce I was super worried about money. I decided to switch to CASH ONLY for everything besides my mortgage, utilities, and insurance. It’s so easy to swipe a credit/debit card and not care. But when I’m looking at my weekly cash budget in my wallet I really think about every purchase. It made such a difference in my overall spending and eased one of my greatest stresses post-divorce." – kathrynfreemank
10. Try a no-spend day.
11. Do your grocery shopping once a week.
"I always do my grocery shopping on Monday and get everything I need for the coming week. That means I have to decide what to eat for a whole week in one go, but it’s worth it because it saves money. When you go to the store multiple times in a week you’re more likely to buy things on impulse that you don’t really need, so by only going one time you can avoid that." –jeannetteh494bbc151
12. Stop for a second before you purchase.
13. Try out a saving app.
"I use a money saving app called Digit. It automatically pulls money from my account into a rainy day savings account. I set up goals like “$1000 for vacation by July 2017” and it steadily works to save money to meet my goal." – firstworldfemme
14. Investigate a loyalty card.
"Get points cards for stores (like Boots advantage card) and earn the points. You also get coupons through and can use them to either save money or earn more points. I earn enough points throughout the year on Boots, Sainsbury's and Tesco and then use the points at Christmas to cut down on how much money I spend." – gorgeousred
15. Explore your area.
16. Pack a lunch.
"MAKE LUNCH. It's amazing how much I save when I remember to bulk prepare lunches for the week. Also: learn to live without takeaway coffee." – Katy English via Facebook
17. Shop around.
18. Try out non-branded items.
"Buy own brand rather than branded. If there are products that just aren't the same, have a look in pound shops/ discount stores because they often have branded goods for bargain prices (shampoo, cereal, batteries etc etc)" – Annie Metcalfe on Facebook
19. Adjust your mindset.
NOTE: Some submissions have been edited for length and/or clarity.