I totally second everyone here who says to make savings automatic. If you get a regular paycheck, set up through payroll to have a certain amount go immediately into your 401(k), then set up a bank transfer from your checking to your savings at the same time every month.
I also…Â
I agree! I love sponge applicators for packing on product. They're also really useful for smaller eyes. They get a bad rap but used properly they make a great eye look!
Layers, layers, layers! For the home I recommend an electric blanket or throw. It saves you money because you don't have to heat the whole room. Lastly a big scarf you can use as a head covering or even shawl.
Number one organizing tip ever (and it costs nothing):
Get rid of at least 50% of your belongings. Your house will never look tidy or organized without it.
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